Lighthouse Acceptance Corporation

"Another Update. Well I am still getting garnished at 20% per paycheck. I hope it will be finished before I can collect SS. It does go down but slowly. Also the lawyer needs more money. I told you I would update you allI. I guess I am still paying them the 24.9 % interest because they are still garnishing my wages. They are loan sharks stay away... I will keep doing updates until it is paid off. Update they sued me and they got a judgement against me and is garnishing me for 25% of my income. Being it is at 25% interest i am never going to be able to pay them back. BEWARE OF THIS COMPANY. ALL I CAN SAY IS RUN FROM THIS COMPANY.As it stands in this case I am going to be paying them forever.They deserve less than 1 star. If you want to use them read Washington State Usury Law RCW 19.52.020 which dictates the max interest rates they can charge that states you can only be charged a 12% you don't they will get you for up to 24% on a car. If I would of known 5 yrs age I would of turned down the loan. These people are loan sharks in the worst degree. I ended with a car with an outrageous interest rate and no way to refinance it. They said when I got the loan I had no credit and that this would help with my credit. By the time it helped, the loan was more then the car was worth. If I help one person stay away from this company it will be good."

"I wish I hadn't got this loan DAILY. I have a car and. I've paid 2000 in principal for THREE YEARS of payments. I would have been better off renting a car. The number never goes down. It's all interest. I've been paying on this car for 3 years, and there is no end in sight. I might (and you might) contact the Oregon attorney general and see if there is a way to change these interest rates caps to include retail interest, because this is robbery."

"They will make sure to add up anything they can to get more money even after you have everything paid off. Ridiculous"

"If I could leave 0 stars I would. Worst place I’ve ever financed anything through. Daniel is an absolute nightmare and vile person to deal with. Nobody should ever be talked to the way he talks to people, under any circumstances. I’ve never dealt with someone so blatantly rude and disrespectful in my life. The costumer service all around is horrible! If you can go anywhere else, I highly recommend you do. These people don’t help, they take advantage of people with poor credit and will leave you nasty voicemails instead of helping come up with a solution. Never was late on my payments and always made payment arrangements, then got into a car accident and these people were nothing but disrespectful! I don’t know how this place is even running."

"I’ve had the most AMAZING experience with this company, especially with Natalie. My vehicle was in a hit and run accident she attended to my every need and answered every question with detail & best of all she was my personal advocate when helping me with my gap insurance claim (That she filed for me)!!! She went above and beyond and made this experience pleasant. I definitely would recommend LightHouse to all of my family & friends! Thank you Natalie for all your hard work and dedication!"