SMH Insurance Agency, Inc. 4201 Cutshaw Avenue, Richmond, VA 23230

"I had the good fortune to have found Mr. Hughes. This is my first year with Medicare and Steven is very knowledgeable regarding Medicare and Medicare products. He took his time in explaining the Medicare process and recommended a plan that is best suited for my needs. I highly recommend Mr. Hughes. His customer service is exceptional."

"When it comes to insurance IM LOST. I'm used to my employer offering a few coverage options and I select one and move on with my life BUT when I was displaced and thrown into Entrepreneurship I panicked. I researched Insurance Brokers and Agents in my area and Stephen had great reviews. The reviews didn't lie. He was patient, offer me my options and we selected a great option for my little family. Thank you."

"Steve was a delight to work with! Extremely knowledgeable about all the plans, and breaks it down. Insurance for dummies book!? He was able to get me a better deal than my previous plan. I look forward to working with him again!"

"Where do I start. Steven Hughes has been a godsend through this process. At our first meeting Steven explained all that Humana offered. I must say my head was turning a bit but he took his time to ensure I understood. From there I decided on a plan and expected things would fall in place with Medicare part B. This was a much longer process than either one of us ever expected. So much time passed so I needed Steven to reiterate the plan and terms. Without hesitation he gladly took his time to explain all the details. Finally I was able to sign up with Humana, it went smoothly….Yeah!!!!! Steven’s professionalism and customer service really put me at ease. Humana is lucky to have him. I will definitely pass on a recommendation. Thank you!!!"

"I needed to switch insurance providers with changing to part-time work. Steven was prompt in replying to my request and helped me quickly navigate which policy would be best for me. The insurance selection is usually done all through a computer and with limited understanding. Having an expert walk you through the options makes a world of difference. I'm very please with his service."