UnitedHealthcare - Golden Rule Insurance Company

"You’re better off not having health insurance. If I could give this company zero stars I would. I needed to bridge coverage for 3 months. Their sales person Tyler D Dunscomb sold me short term health insurance that did not cover preventative health care for 6 months. Now I’m being billed by my doctors office for a wellness visit. I called to try to resolve the issue only to be put on hold transferred around and then hung up on. The worst experience I have ever had with any company. Absolutely abysmal."

"Signed up for this in 2022 they said that we were locked in at $992.88 but we were only locked in for the plan I get a letter November of 2023 informing me my rate has went up $202.77 that's $2,433.24 a year more with a $7,500 deductible on each of us a $15,000 deductible this is crazy. All the lady could offer over the phone when I called was a higher deductible oh my gosh higher than $15,000. This plan basically does not pay for anything unless you make the deductible and who makes that deductible unless you have a catastrophe brain cancer or some big surgery."

"Finally found some reviews on the policy, and I must admit I have had the same horrible experience with this company. United Healthcare Golden Rule says my large hernia isn't a medical emergency and they can cover it. I pay $360 a month and the one time I try to have something serious done they deny it. Don't attempt to get blood work done unless you're dying, it's not covered either. Retention dept was lousy and they seem to truly not care about the person that pays them."

"I realized I hadn’t cancelled this when I got a new job. After finding out, I called and was told my payment for that month would be returned and my policy would be cancelled. Then the next month I was charged yet again. Now I have to dispute with my bank. You’d think they would be happy with getting $25/month for a few years since I never once made a claim. Would never recommend any one use this insurance."

"I was working with Jeremy Beasley, stay away…he doesn’t respond! He told me that I would receive notification last week if my policy was approved and being under written. I never received notification I called on Monday because I was a date was supposed to be set up. He never called me back. I sent him an email requesting to cancel. He never even responded! So, this company is now going to get a charge back through my credit card company because I had to go with a different insurance company since he refused to respond"