Guaranteed Rate Affinity 9600 Perry Highway, Pittsburgh, PA 15237

Guaranteed Rate Affinity offers the competitive edge you need to purchase the home you want. Located in Pittsburgh, PA, our expert team provides fast approvals with options as little as 3% down. We help you overcome the obstacle of a down payment with grants and programs available from federal and local governments for homeownership.

Our services include a variety of loan options to suit your needs:

- VA Loans, FHA Loans, and USDA Loans: These loans have down payment requirements ranging from 0-10%, making homeownership more accessible.

- Bank Statement Loan Program: Ideal for self-employed borrowers, this program allows you to seek a home loan without tax returns, W2s, or pay stubs.

- Lock ‘N’ Roll Program: Secure a mortgage rate for 60, 75, or 90 days without a signed contract, allowing you to lock in a lower rate while house shopping.

- Same-Day Program: Get your loan approved in one day with options as little as 3% down.

- Physician Home Loan: An affordable option for medical professionals, featuring paid mortgage insurance and as little as 5% down.

- Foreign National Loans: Available without a social security number, green card, or visa, and do not require a FICO score.

We also offer conventional and jumbo mortgages:

- 30-Year Fixed Rate Mortgage: A steady interest rate throughout its lifetime, providing consistent monthly payments and peace of mind. Loan amounts up to $726,200 in most of the US and $1,396,800 in high-cost areas.

- 15-Year Fixed Rate Mortgage: Similar benefits to the 30-year fixed rate mortgage but with a shorter term, making it ideal for those who want to pay off their home faster.

- Adjustable Rate Mortgage (ARM): Features lower interest rates and monthly payments initially, with the rate adjusting after a fixed period (usually 5-7 years).

- Non-Conforming Jumbo Mortgage: For loan amounts over the conforming limit, helping you purchase larger or luxury properties.

Additionally, our FHA home loans are insured by the federal government, reducing the barrier to entry with low down payments and flexible credit requirements. Our VA loans, backed by the US Department of Veterans Affairs, assist veterans, active-duty service members, and their families in qualifying for home loans.

At Guaranteed Rate Affinity, we are dedicated to helping you find the right financing solutions for your homeownership journey. Contact us today to get started!