Guaranteed Rate Affinity

1630 Washington Road, Pittsburgh, PA 15241

At Guaranteed Rate Affinity, we provide the competitive edge you need to purchase the home you want. Located at 1630 Washington Rd, Pittsburgh, PA 15241, our finance experts are dedicated to helping you secure fast approvals with options as little as 3% down.

We specialize in overcoming down payment obstacles through federal and local grants and programs designed to promote homeownership. Our diverse loan offerings include VA loans, FHA loans, and USDA loans with down payment requirements ranging from 0-10%. This makes homeownership accessible for military service members, self-employed individuals, and foreign nationals alike.

For military families, we offer unique opportunities to build equity through real estate at a lower cost than typical homebuyers. Self-employed? Our Bank Statement Loan program allows you to seek a home loan without the need for tax returns, W2s, or pay stubs, making it ideal for those planning to purchase larger or luxury properties.

Our Lock ‘N’ Roll program lets you lock in a mortgage rate for 60, 75, or 90 days without a signed contract, securing a lower rate while you shop for your dream home. Additionally, our Same-Day program facilitates loan approvals in just one day with options as little as 3% down.

For medical professionals, our Physician Home Loan program includes paid mortgage insurance and requires as little as 5% down, making homeownership more affordable. We also cater to non-U.S. citizens with Foreign National loans that do not require a social security number, green card, visa, or FICO score.

We offer a range of mortgage options to suit your financial needs, including conventional 30-year and 15-year fixed-rate mortgages with steady interest rates, providing peace of mind and consistent monthly payments. For those seeking lower initial rates, our adjustable-rate mortgages (ARMs) offer lower interest rates and monthly payments for the first 5-7 years.

If you're looking to purchase a high-value property, our non-conforming jumbo mortgages can accommodate loan amounts over the conforming loan limit, offering both fixed and adjustable-rate options. For those with limited funds, our FHA home loans, insured by the Federal Housing Administration, feature low down payments and flexible credit requirements.

We also support veterans and active-duty service members through the U.S. Government's VA loans program, backed by the Department of Veterans Affairs. Since its inception during World War II, this program has helped millions of service members and their families achieve homeownership.

At Guaranteed Rate Affinity, we're committed to helping you navigate the home buying process with ease and confidence. Visit us today at 1630 Washington Rd, Pittsburgh, PA 15241, and let us help you find the perfect financing solution for your new home.