Merrill Home Loans 3017 Douglas Boulevard, Roseville, CA 95661

"Josh's expertise and professionalism made it a pleasure to work with him. He went above and beyond to help me with my home loan. I appreciate the time he spent explaining every step to me as a new homeowner. The services Josh provided during my home buying process were excellent, and I would recommend him to anyone else who is interested in purchasing a house."

"As a first time home buyer I was very nervous about starting the process and wasn’t sure what to expect. My realtor recommended Merrill Home Loans to handle everything related to my loan as she spoke very highly about them and I can honestly say I do not regret it one bit! I worked with Josh and throughout the whole process he was very informative and always checking in to make sure I knew what was going on. Josh was always available to answer any questions I had and made the process go so smoothly. Definitely recommend them if you are thinking of buying or refinancing!"

"Josh was amazing. He is always there to help answer any and every question i had and made this home buys experience as painless and quick as possible. If you are looking for a reliable person he is the person to go to. He was always reachable no matter the time day or night. I will be recommending him to anyone I know who is looking to buy or refinance. I personally will only work with Josh."

"I would highly recommend Josh over any home Loan company!! Being able to personally reach out to him was the biggest perk. His knowledge and team behind him will get the answers to your question and make sure you understand it. I can’t express enough how amazing he is I completely felt like I was priority to his workload. So if your looking for a stress free and personal home loan experience, look no further Josh will take care of you. Thanks again Josh Merrill."

"Josh is simply the very best! He is so passionate & knowledgeable at what he does. And it shows! Josh is such a good guy & most definitely knows what he’s doing! My husband & I were in a 1031 situation where we needed to buy multiple properties in a limited time. He was absolutely AMAZING throughout the entire process. We felt we were in good hands from the start & we couldn’t have done it without him. Josh is extremely knowledgeable, hardworking, & was there for us every step of the way. He went above & beyond. He was in constant communication with us & made sure everything got taken care of always. There were several times through this stressful process when there was miscommunication & mishaps through the escrow company or real estate side & it was always Josh who made sure everything got worked out & communicated with us about what was going on. Josh truly was the one & only reason everything went as smooth as it did. Seriously him & him alone. It was an absolute pleasure working with Josh. Thank you so much for everything!! We will definitely recommend him to absolutely anyone!"