Law Offices of Robert S. Gitmeid & Associates, PLLC

"I really don't know where to begin. I was very happy when I first started the program but now I'm a year into it and I don't understand why is taking so long to resolve my debt. I don't like the fact that if the payment is not in my banking account they will take the money anyway and leave my account in a negative balance and I will have to pay negative balance fees. But that has been changed and corrected"

"I signed up with this company a year and a half ago. I have never missed one payment. Yet they have only settled 3 of my accounts, now they are asking me for more money to settle accounts. I’m not really sure what they have done with the $16,000 I’ve already sent them.. the 3 accounts they settled weren’t that much"

"Great Program especially when you have a lot of debt. Most of the time it takes I believe about 24 to 48 months to solve your debt issues. They are very nice and if anything were to happen with one of your debt accounts and they were to come after you they have lawyers on hand that will help you as part of your program."

"Ive been with Gitmeid Law for a little over a year now and they have already resolved 4 out of 6 of my debts! They are fantastic about communicating and letting me know what's happening with my accounts. I was even sued by one of my creditors and Gitmeid Law took care of it in a timely manner and was able to negotiate a fair payment plan with them! Now I have peace of mind and don't have to worry about bill collectors coming after me. Thank you Gitmeid Law!"

"I was really happy with the first round of debt they settled. The program was to last about 3 years. After about a year, they tried to offer transferring the program to someone else that would pay off the loan while they still worked to settle my debts but instead of paying for 2 more years the offer would be about the same amount of money each month for another 5 years. I obviously did not accept that because it was a horrible offer. I don’t know if it was because I didn’t accept that or they really just couldn’t negotiate offers as good for me as the first settlements but no other settlement offer was as good after that. I ended up settling an offer on our own and removing a debt. I believe I paid the original amount of money that it was supposed to be with all the debts on there and I ended up getting $50 refunded to me even though two were removed. We also used our entire tax refund check to try to end the program early so we could have money each month to pay for a second vehicle for our 6 person family. It took about 6 months and several phone calls from that time for everything to finally be resolved and get that refund. It felt like they were dragging their feet on it and that they settled the last debt just enough to use up all the money. The last phone call I had, I was told I could expect over $70 back if settled within a certain amount of time but it was only $50. I would say nearly everyone I spoke to was friendly though. The program did allow me to pay off those debts instead of spending years trying to pay it off with interest but our credit is terrible because of it and we are paying higher interest rates on our vehicles. Had the program continued the way it began I would recommend it but considering how everything ended up we aren’t exactly pleased."