Loan Till Payday Online

212 Linden Street, Scranton, PA 18503

Loan Till Payday Online, located at 212 Linden St in Scranton, PA, is a dedicated finance service provider specializing in connecting consumers with potential lenders and financial service providers. The business operates as a lead generation service, facilitating connections between individuals in need of financial assistance and a network of available lenders.

Key Services:

1. Lead Generation for Financial Services: Loan Till Payday Online offers administrative services to connect consumers with lenders and financial service providers. This service is free of charge to consumers, with lenders paying a fee to be connected to potential borrowers.

2. Credit Checks and Information Verification: By submitting information through the website, consumers authorize the business and its network of lenders to perform credit checks, which may involve verifying social security numbers, driver license numbers, and reviewing creditworthiness through major credit bureaus like Experian, Equifax, and TransUnion, as well as alternative bureaus like Clarity and DataX.

3. Loan Offers with Transparent Terms: Lenders affiliated with Loan Till Payday Online offer loans with an Annual Percentage Rate (APR) of 35.99% or below, subject to lender approval based on their unique underwriting criteria. Example loan terms might include a $4,300 loan with a 35.99% APR, resulting in monthly payments of $219.36 over 30 months, totaling $6,581.78 payable.

4. Disclosure of Loan Terms: Lenders are required by law to provide all pertinent fee and rate information, including potential late-payment fees and terms for refinancing or rolling over loans. Loan Till Payday Online does not control or have knowledge of specific loan terms offered by lenders.

Important Considerations:

- Serious Financial Difficulties: Individuals facing significant financial challenges are advised to explore other alternatives or seek professional financial advice before pursuing a loan.

- Tribal Lending Enterprises (TLEs): In some cases, consumers may be connected to TLEs, which are subject to tribal and certain federal laws but immune from state law, including usury caps. TLEs may offer higher rates and fees, and may require dispute resolution in a tribal jurisdiction. Consumers should carefully read and understand the terms before accepting any loan offer.

- Site Visit Recordation Technology: The website uses technology to memorialize site visits, including third-party services like Jornaya’s LeadiD. By submitting information, consumers consent to this technology's use.

Loan Till Payday Online emphasizes the importance of understanding loan terms and ensuring that any accepted loan terms are affordable and acceptable. The business is committed to providing a transparent and efficient service to connect consumers with financial solutions tailored to their needs.