Loan Till Payday Online 443 Northampton Street, Easton, PA 18042

Loan Till Payday Online, located at 443 Northampton St, Easton, PA, specializes in connecting consumers with financial service providers who can assist with short-term financial needs. While the business itself is not a lender and does not engage in loan application processing or credit decision-making, it serves as an administrative platform to link consumers with potential lenders.

Important Information:

- Financial Guidance: Individuals experiencing significant financial difficulties are advised to explore other alternatives or seek professional financial advice.

- Site Visit Recordation Technology: The website employs Site Visit Recordation Technology, including third-party services like Jornaya’s LeadiD, to document site visits. By submitting information through the site, users consent to this technology's use.

- Service Nature: The business does not act as a lender or agent of any lender. Instead, it facilitates connections between consumers and financial service providers who may be able to meet their financial needs. The services offered are administrative and free of charge to consumers. Financial service providers pay a fee to connect with consumers, often based on a bidding model.

- Tribal Lending Enterprises (TLEs): In some instances, consumers may be connected to TLEs, which are subject to tribal and certain federal laws but are exempt from state laws, including usury caps. TLEs may offer loans with higher rates and fees. Consumers should carefully review and understand the terms of any loan offered.

- Credit Checks: By submitting information via the website, users authorize credit checks, which may include verification of social security numbers, driver license numbers, or other identification. Credit checks are typically performed by major credit bureaus such as Experian, Equifax, and TransUnion, but may also involve alternative credit bureaus like Clarity and DataX.

- Loan Terms: Lenders within the network offer loans with an APR of 35.99% and below. Qualified consumers can expect a maximum APR of 35.99%, inclusive of interest rates, fees, and other costs. Loan terms range from a minimum repayment plan of 12 months to a maximum of 30 months.

Example Loan Terms:

- Loan Amount: $4,300.00

- Annual Percentage Rate: 35.99%

- Number of Monthly Payments: 30

- Monthly Payment Amount: $219.36

- Total Amount Payable: $6,581.78

Lender's Disclosure of Terms:

When a lender offers a loan, they are legally required to provide documentation detailing all fees, rate information, potential late-payment fees, and terms for refinancing, renewing, or rolling over the loan. Loan terms are determined by the lender or financial service provider based on their policies, underwriting criteria, and applicable laws. Loan Till Payday Online does not control or have knowledge of the loan terms offered.