Guaranteed Rate 420 West Main Street, Boise, ID 83702

Guaranteed Rate is a finance institution located at 420 West Main Street, Boise, Idaho, United States. We offer the right advice to help you find the perfect mortgage for your needs. With options as little as 3% down, we provide the competitive edge you need to purchase the home you want. Overcoming the obstacle of a down payment is possible with grants and programs available from federal and local governments for homeownership. We offer VA loans, FHA loans, and USDA loans with 0-10% down payment requirements.

For military service members and their families, we provide the opportunity to build equity through real estate at a lower cost. Self-employed individuals can benefit from our Bank Statement Loan program, which allows borrowers to seek a home loan without tax returns, W2s, or pay stubs. Our Lock ‘N’ Roll program allows you to secure a mortgage rate for 60, 75, or 90 days without a signed contract, giving you the flexibility to shop for a home with a lower rate.

Our Same-Day program ensures you can get your loan approved in just one day, with options as little as 3% down. Medical professionals may find our Physician Home Loan program to be an affordable option, with paid mortgage insurance and as little as 5% down. Foreign National loans are available for non-US citizens without a social security number, green card, or visa, and do not require a FICO score.

For homeowners over 62 looking for additional income, our program can help supplement retirement income or pay for long-term care. We are committed to your overall well-being, offering a convenient app to fit your lifestyle on-the-go. Experience the Rate difference with Guaranteed Rate.