Association Health Programs

"For many years my family and I have worked with Josh on all our insurance needs and his personal demeanor and professional attitude have shined over and over again. Josh always responds to texts, emails and phone calls within 24 hours even on weekends and at night. Josh can work with individual policies or on large group plans and if he can't answer a question right away he always gets back to you. I write this review because of his tireless work habits that propels him above other agents I have worked with over the last 45 years. Most important, Josh has become a dear friend and as I move on to Medicare, he and I will keep in touch if for nothing else but to share a few laughs or some good advice. My trust is with Josh for me and my family and always will be and is why he is on my speed dial!"

"I can't say enough good about Josh and the team. After I found out that "if you like your insurance you can keep it" was a colossal lie, I stumbled upon Josh and his team as I was frantically searching for insurance I could afford. I've worked with Josh for over 7 years, and every year he would faithfully check in, give me my best options, answer any questions I had, and ensure I had the right coverage. Highly recommend."

"Josh has been absolutely incredible. Years back when I was looking for insurance self-employed, I was so nervous about finding a good health insurance policy. I honestly did not think I'd be able to find something this good. It's comparable to the policy and price I would have had access to through my spouse (who works in healthcare!) He's one of the most responsive and on-top-of-it professionals I've encountered. He's gone above and beyond to answer my pesky questions over the years."

"Josh is just wonderful. He always sends a reminder before my policy renewal, and everything is already organized and ready to go. He is highly knowledgeable, friendly, and genuinely cares. I actually look forward to our yearly insurance call!"

"Josh was quite frankly, instrumental in saving my life. Josh reached out to me a couple of years ago in response to my inquiry about insurance. Every year since- he has called to make sure I have the right policy in place. Josh informed me of his recommendations for policy changes he felt needed to happen as I am aging. Well- he was right. I was diagnosed with Stage 4 cancer and had it not been for his recommendation to adjust my policy due to higher risk with aging- I would not have had the coverage I needed for this journey. Speak with Josh once and you will realize he is a good soul. Josh is always looking out for his clients - not the money they earn him. He actually cares and wants to know, regardless of who you choose to get insured through, that you are as prepared as possible for life’s curveballs. I have zero knowledge of the insurance industry but Josh made sure to explain what I needed to know- and he gave me his best educated advice. I could not imagine what this would have been like had he not set me up properly. I have had so many complications and I am so grateful I was not worried about all the medical bills and could focus on healing and fighting. Josh has your best interest in mind and will let you know if you have the right plan in place. Highly recommend Josh - and if he suggests something- I would lean in that direction for sure! He won’t recommend what you don’t need. I hope no one ever has to use their policy- but when something goes wrong- you will be so very thankful that someone who cares is on the other end of the phone!!! I owe him a lifetime of gratitude!"