Golden Wealth Capital 3626 Fair Oaks Boulevard, Sacramento, CA 95864

"My husband and I reached out to Pam last year when we were looking to buy a house, but were a little shaky on whether the financials made sense. We wanted to make an offer, and needed someone who could be thorough, detailed and quick. She was all of those things and so much more! She helped us figure out what made sense in that moment, but also helped us straighten out our financials and come up with a long term plan. She is incredibly smart, very kind, and never made either of us feel judged or ashamed of the poorer financial decisions we had made. When it came to creating a budget, she was mindful of our priorities and realistic about what areas we might struggle with, which really helped us feel more confident about it. None of that "cut out the Starbucks and you'll be a millionaire in a few years!" nonsense. Whether you're trying to dig your way out of debt, make more money than you know what to do with, or just clueless about financials and planning for retirement, Pam can help set you up for success and we highly recommend her!"

"Pam's confidence in our financial future as we look toward retirement is a gift. Her business acumen and flexible, lighthearted approach work in tandem to make you feel seen. Pam has an intuitive way of connecting her clients to create an extended network of professionals who benefit from one another. Although we are just starting out on our journey with Pam, we know we're in good hands!"

"One of the best decisions we have made was to meet with Pam. From the very first meeting, she identified the differing ways in which we each thought about money, and helped us to better understand each other. Working with Pam, we started making active improvements to meet our goals while also understanding that differences can be a strength. Pam is insightful, thorough, kind and easy to talk to. Over the past year of her guidance, she has literally changed our financial life - going from being in debt and stressed, to planning how to spend our money in fun ways and looking towards the future. Pam is amazing, and we would recommend her to anybody looking for a financial planner."

"Pam has helped us manage our finances for over 2 years now. In that time she has helped us navigate everything from retirement, taxes and budgeting to preparing for our first child. We appreciate that she also has a network of trusted colleagues and we have used her referrals for both estate planning and tax review. Pam is an expert finance professional, but also someone who cares about our goals as a family and how we can achieve them. We can’t recommend her services enough!"

"5 stars isn’t enough to truly represent Pam at Fullfilled Finances. She deserves 10 stars! First of all Pam is a wonderful human being. She really listens to your concerns and what you want to do with your life. I have had other advisors over the years and they tend to do what is best for them. Since Pam is independent she can design a plan that is designed for you rather than a model that is preplanned for your age group. She stays on top of the financial markets and adjusts your portfolio according to your needs. And the absolutely best thing about Fulfilled Finances is that she stays in touch with you. Other firms check in when you call them. Pam realizes that she works for you and that the best way to maintain a relationship is to communicate on a regular basis. I truly trust that she always has my best intentions in mind."