Providential Mortgage 3230 Arena Boulevard, Sacramento, CA 95834

"My wife and I were introduced to Mike through a family member, and we bought our first home through Mike and Providential Mortgage . As this was our first home, we did not know anything about the home buying process, nor what to expect. Mike has been an absolute pleasure to work with - he is extremely knowledgeable, responsive, and efficient. He was very responsive and answered all of our questions thoroughly and almost instantaneously. Once we entered escrow, we closed in 2 weeks, which is much sooner than we were expecting."

"Mike from Providential Mortgage was HUGE in helping us purchase our first home. Being new buyers, we didn't know much about the process when we began but Mike was very knowledgeable about the ins and outs of mortgage loans and answered all our questions clearly, quickly and respectfully. He was very helpful every step of the way and always kept us in the loop and updated all throughout. I'm definitely recommending his services to everyone I know!"

"Myself and my wife were first time home-buyers. We were looking for mortgage broker who have good customer support, smooth end-to-end loan approval and disbursement process, and can close the loan formalities quickly, once property gets finalized. That is when we found Providential Mortgage through yelp and reached out to Mike. Providential Mortgage offered multiple loan payment options which were suitable for our financial position. Mike guaranteed us a 21 day close, but loan closure actually was done in less than 21 days. Thank you to Mike for end-to-end smooth process and guidance. Mike was very responsive, clear in all loan related communication and very transparent at every step. He was very friendly, very patient, prompt with responses and took time to explain every simple question - shows the customer care. We highly recommend Providential Mortgage for any home financing needs and looking forward to work with Mike and team in future. Thank you Mike and Providential Mortgage team for the great work!"

"Providential and Mike helped me secure a loan for my first home last year in the Bay Area and more recently with refinancing to lock a better interest rate. Working with Providential has continued to be fantastic and hassle-free. Great for busy people, Mike works efficiently and requested all the paperwork or info he needed promptly and upfront to keep things moving. But he was also patient whenever I had questions throughout the process. As his other clients will likely mention, his communication and response time are outstanding. Thanks again, to Mike, and I hope to continue working with Providential in the future."

"Experiencing our first home purchase and refinance with Mike was seamless both occasions. Mike is fast with his execution, efficient, very responsive, and readily available for any questions. He is knowledgeable, which gave us confidence in our decision to buy a home and refinance. We appreciated his thoroughness and professionalism throughout the process. Very thankful for making this experience pleasant with all the complexity in the home buying/refinance world."