![Guide.in.ua Guide.in.ua](https://guide.in.ua/assets/images/guide300.webp)
- United States
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
- Ukraine
- United Kingdom
- Italy
- Poland
- Australia
- Spain
- New Zealand
- France
- Germany
TOP 30 Personalized education consulting services in Texas
1562 results found
Search for local businesses, places and services near you
Consultations by CARE
Consultations by CARE is a reputable school located at 22214 Highland Knolls Drive in Katy, Texas, United States. We offer a wide range of consultation services to help students excel academically and personally. Our experienced team of educators and counselors are dedicated to providing individualized support to each student, ensuring they reach their full potential. Whether it's academic tutoring, college planning, or career guidance, Consultations by CARE is committed to helping students succeed in their educational journey. Visit us today and see how we can help you achieve your goals.
Texas Pilot Development Consultants
Texas Pilot Development Consultants is a leading institution located at 18344 Wisp Willow Way in Porter, Texas. We provide expert guidance and support for aspiring pilots looking to advance their skills and careers in the aviation industry. Our team of experienced consultants offers personalized training programs, career advice, and industry insights to help individuals achieve their goals. Whether you are a beginner looking to obtain your pilot's license or an experienced pilot seeking further training, Texas Pilot Development Consultants is here to help you succeed. Contact us today to learn more about our services and start your journey towards a successful career in aviation.
Westwood Special Education
Westwood Special Education is a specialized school located in Liberty Hill, Texas, United States. We provide individualized education programs for students with special needs, helping them reach their full potential in a supportive and inclusive environment. Our dedicated team of educators and therapists work closely with students and their families to create a personalized learning experience that meets their unique needs. At Westwood Special Education, we are committed to fostering a positive and nurturing atmosphere where every student can thrive academically, socially, and emotionally.
Victory Step Education
Victory Step Education is a prestigious secondary school located in the heart of Austin, Texas. Our institution is dedicated to providing a top-notch education to our students, preparing them for success in their academic and professional endeavors. With a highly qualified faculty and a rigorous curriculum, we strive to empower our students to reach their full potential. At Victory Step Education, we believe in fostering a supportive and inclusive learning environment where students can thrive and excel. Join us on the path to victory in education!
Education Credit Union - Bushland
Education Credit Union - Bushland is a trusted financial institution located at 1801 South Farm To Market Road 2381 in Amarillo, Texas. As a member of this credit union, you can enjoy a wide range of banking services including ATM access, loans, savings accounts, and more. With a focus on serving the educational community, Education Credit Union - Bushland is committed to providing personalized financial solutions to help you achieve your goals. Visit us today to experience the difference of banking with a credit union that puts your needs first.
Southwest Eye Consultants: Gregory Noelle MD
Southwest Eye Consultants, led by Dr. Gregory Noelle MD, is a reputable eye care institution located at 4004 82nd Street in Lubbock, Texas. Specializing in comprehensive eye care services, Dr. Noelle and his team provide top-notch treatment and personalized care to patients of all ages. From routine eye exams to advanced surgical procedures, Southwest Eye Consultants is dedicated to improving and preserving the vision health of the community. With a commitment to excellence and a patient-centered approach, Dr. Noelle and his staff strive to deliver the highest quality care in a comfortable and welcoming environment. Visit Southwest Eye Consultants for all your eye care needs and experience the difference that expert care and compassion can make.
Lavanda Wellness - Holistic Counseling & Consulting
Lavanda Wellness - Holistic Counseling & Consulting is a health institution located at 12370 Potranco Road, San Antonio, Texas, United States. This institution specializes in providing support and guidance to BIPOC women in healing and helping professions who are seeking balance in their career and relationships. If you are feeling exhausted and struggling to get ahead despite all your efforts, Lavanda Wellness is here to help. As a person of color, you may have faced numerous obstacles in your journey, and overcoming anxious thoughts and negative patterns may require additional support. The institution offers a wellness planner that focuses on mental health and provides guided strategies to set goals, break through anxiety, and stay on track.
Atascosa Counseling and Consultation Services
Atascosa Counseling and Consultation Services is a health institution located at 704 Bensdale Road in Pleasanton, Texas, United States. This institution provides informational and educational resources for individuals seeking mental health support. While no therapeutic or professional relationship is established through the material on their site, they offer guidance for those in need of mental health services. It is recommended to consult with a qualified mental health professional for personalized treatment and advice. Atascosa Counseling and Consultation Services does not guarantee the accuracy of information provided on their site and does not endorse any hyperlinked websites.
Independent Financial Services
Independent Financial Services, located at 9233 County Road 1236 in Cleburne, Texas, is a trusted institution specializing in accounting and finance services. Our focus is on providing individuals and businesses with comprehensive asset protection through our unique Spendthrift Trust. With years of experience and expertise, we ensure 100% asset protection for our clients. At Independent Financial Services, we believe in the philosophy of owning nothing but controlling everything, as famously quoted by American business magnate Nelson Rockefeller. Our Spendthrift Trust offers a range of benefits beyond just asset protection, including financial and tax services tailored to meet your specific needs.
Gulf Coast Educators Federal Credit Union - Pearland West
Gulf Coast Educators Federal Credit Union - Pearland West is an institution located at 8000 Broadway Street in Pearland, Texas, United States. This institution offers ATM services and finance options for its members. With additional locations in Pasadena, Houston, and Sweeny, Gulf Coast Educators Federal Credit Union provides convenient access to services such as real estate loans and insurance consultations. Members can also benefit from fee-free ATM usage through the Allpoint Nationwide Network, with over 55,000 ATMs available worldwide. Shared branches allow for transactions at participating credit union locations across the US. Mobile check deposit and online account aggregation services are also available for added convenience. The credit union's routing number is 313087286. Please note that all Gulf Coast Educators Federal Credit Union locations will be closed on observed holidays.
Education Credit Union - Hillside
Education Credit Union - Hillside is a trusted financial institution located at 6201 Hillside Road in Amarillo, Texas. As a full-service credit union, we offer a range of banking and financial services to our members, including ATMs for convenient access to cash. Our dedicated team is committed to providing personalized service and helping our members achieve their financial goals. Visit us today to experience the difference of banking with Education Credit Union - Hillside.
Education Credit Union - Canyon
Education Credit Union - Canyon is a trusted financial institution located at 1900 Farm to Market 2590 in Canyon, Texas. As a full-service credit union, we offer a range of banking and financial services to our members, including ATMs for convenient access to cash. Our dedicated team is committed to providing personalized service and helping our members achieve their financial goals. Join us at Education Credit Union - Canyon and experience the difference of banking with a trusted partner.
Custom Fitness of Amarillo Personal Training Studio
Custom Fitness of Amarillo Personal Training Studio is a premier gym and health institution located at 3333 Coulter Street South in Amarillo, Texas, United States. Our dedicated team of trainers are here to keep your workouts on-track and focused, providing consistent support to answer any questions or problems you may have. We understand that everyone's fitness journey is unique, which is why we offer personalized programming designed to meet the needs of your body and lifestyle. Whether your goal is to gain strength, improve balance, or burn off fat, our private and semi-private personal training sessions are tailored to your specific goals. We also offer small group personal training sessions for those who enjoy working out in a group setting.
MVP College Sports Consultants
MVP College Sports Consultants is a premier institution located at 5113 Teague Road, Fort Worth, Texas, United States. We specialize in providing expert guidance and support to student-athletes looking to pursue their athletic and academic goals at the collegiate level. Our experienced team of consultants offers personalized services to help students navigate the complex college recruiting process, including developing a recruiting strategy, creating highlight tapes, and connecting with college coaches. With our proven track record of success, MVP College Sports Consultants is dedicated to helping student-athletes reach their full potential and achieve their dreams of playing sports at the collegiate level.
A C Services-Accufast Tax
A C Services-Accufast Tax is a trusted institution located at 1008 East Amarillo Boulevard in Amarillo, Texas. Specializing in accounting and finance, we offer expert tax preparation services for individuals and businesses in the Amarillo and Panhandle region for over 30 years. Our team is dedicated to helping clients with federal and state tax filing, as well as managing business finances to ensure compliance and maximize opportunities for grants or loans. With certifications in Quickbooks Online Advance, Quickbooks Online, Xero, and Sage, we provide comprehensive services including payroll processing, IRS and State Audit Representation, QuickBooks® support and training, business startup assistance, monthly bookkeeping, and financial statement preparation. Our commitment to excellence is demonstrated through ongoing professional education, cutting-edge technology, and strong business relationships.
A+ Personal Training
A Personal Training, located on Cross Timbers Road in Flower Mound, Texas, is a health institution that believes in the power of positive mental and physical steps to create lasting life changes. Our personalized approach to fitness helps you set achievable goals and provides you with the tools to build a healthier future. We understand that stepping out of your comfort zone and into a new way of life can be challenging, but it is essential for your overall well-being. At A Personal Training, we are dedicated to supporting you every step of the way and making your goals our goals. We take pride in being a part of your transformation and consider you a valued member of our A Personal Training Family. Our services include personal training, corporate fitness programs, nutritional advice, weight loss support, muscle tone development, core strength training, posture correction, and cardio fitness. It is important to note that not all exercise programs are suitable for everyone, and results may vary. We recommend consulting with your doctor before starting any fitness program to reduce the risk of injury. Clients are responsible for disclosing any special circumstances or health considerations that may impact their workout program. A Personal Training is committed to helping you achieve your fitness goals safely and effectively.
Octane Personal Training
Octane Personal Training is a health institution located at 23702 West Interstate 10 Frontage Road in San Antonio, Texas, United States. The institution is dedicated to helping individuals achieve their fitness goals in a safe and comfortable environment. The trainers at Octane Personal Training have a strong educational background in biology, nutrition coaching, and strength and conditioning. They prioritize education for staff members to ensure high standards of training for clients. The institution also works with doctors and physical therapists to integrate movement rehabilitation into workout programs. Octane Personal Training offers personalized fitness programs designed to help individuals lose weight, gain muscle, and improve overall health. The trainers focus on creating a plan that fits the individual's needs and goals, while also providing guidance on nutrition for long-term success. Clients have seen significant results, with some individuals dropping 27 lbs in just 6 weeks. The institution offers one-on-one training programs, group classes, and semi-private training options. Clients have praised Octane Personal Training for its motivating and knowledgeable coaches, as well as the supportive and encouraging atmosphere of the gym. To get started on your fitness journey, you can book a free intro workout at Octane Personal Training.
ACE Credit Consulting
ACE Credit Consulting is a reputable institution located at 602 North Baird Street in Midland, Texas, United States. Specializing in consumer, business, and mortgage credit, we offer legal credit education and correction services to help individuals navigate the complexities of credit reporting agencies. Our experienced team guides clients through the entire process, preparing all necessary documentation without the burden of long-term contracts. With our reasonable fees and commitment to seeing results, we work diligently to improve credit profiles and scores, ultimately helping clients achieve their financial goals. Through our services, a majority of clients experience a significant increase in their credit score within the first 35 days, with an average increase of 80 points over the course of 180 days. We pride ourselves on our success in removing negative items from credit reports, providing solutions for issues such as bankruptcies, foreclosures, collections, and more. Additionally, we recommend credit monitoring services to help clients stay informed about changes to their credit reports and identify potential identity theft. Trust ACE Credit Consulting to help you achieve a great credit report and unlock the opportunities it brings.
Carolyn L Mora Financial Services
Carolyn L Mora Financial Services is a reputable accounting and finance institution located at 11163 La Quinta Place in El Paso, Texas, United States. With years of experience in the financial industry, our team of professionals is dedicated to providing top-notch services to individuals and businesses alike. Whether you need help with tax preparation, financial planning, or investment strategies, we are here to assist you every step of the way. Trust Carolyn L Mora Financial Services for all your financial needs.
IPT Training Academy Fitness Gym - Houston Personal Trainer
The IPT Training Academy Fitness Gym in Houston is a premier health and fitness facility located at 4606 Farm to Market 1960 Road West. Our gym offers state-of-the-art equipment, expert personal trainers, and a variety of group fitness classes to help you reach your fitness goals. Whether you are looking to lose weight, build muscle, or improve your overall health, our dedicated team of trainers is here to support and motivate you every step of the way. Join us at IPT Training Academy Fitness Gym and start your journey to a healthier, happier you today.
Sanchez Financial Consultants, Inc.
Sanchez Financial Consultants, Inc. is a reputable finance institution located at 7109 North Bartlett Avenue in Laredo, Texas, United States. Our team of experienced financial consultants provides expert advice and guidance on a wide range of financial matters, including investment planning, retirement planning, tax strategies, and more. We are committed to helping our clients achieve their financial goals and secure their financial future. Contact us today to schedule a consultation and start building a solid financial plan tailored to your needs.
Debt Education & Certification
Debt Education & Certification is a finance institution located at 112 Goliad Street in Benbrook, Texas, United States. Our mission is to provide comprehensive education and certification programs to help individuals and businesses effectively manage and reduce debt. Our experienced instructors offer practical guidance on budgeting, credit management, debt consolidation, and more. Whether you are looking to improve your financial literacy or pursue a career in debt counseling, Debt Education & Certification is here to support your goals. Join us today and take control of your financial future.
Eric Kirvin & Associates Financial Consultant
Eric Kirvin & Associates Financial Consultant is a reputable financial institution located at 152 Rockin River Drive in Fort Worth, Texas, United States. With a team of experienced financial consultants, they provide personalized financial planning and investment services to help clients achieve their financial goals. Whether you are looking to plan for retirement, save for your child's education, or grow your wealth, Eric Kirvin & Associates can provide expert guidance and support every step of the way. Contact them today to schedule a consultation and take control of your financial future.
Feeken Financial Services
Feeken Financial Services is a premier finance institution located at 1452 Hughes Road in Grapevine, Texas, United States. With a strong reputation for providing top-notch financial services, we specialize in helping individuals and businesses achieve their financial goals. Our team of experienced professionals is dedicated to providing personalized solutions tailored to meet the unique needs of each client. Whether you are looking to invest, plan for retirement, or manage your finances, Feeken Financial Services is here to help you every step of the way. Trust us to guide you towards a secure financial future.
Tre Carruthers - Private Wealth Advisor, Ameriprise Financial Services, LLC
Tre Carruthers - Private Wealth Advisor, Ameriprise Financial Services, LLC, located at 2221 East Lamar Boulevard in Arlington, Texas, offers a wide range of financial services to individuals seeking to manage their assets and investments. Tre Carruthers holds various certifications, including AAMS™, ADPA™, AEP®, AIF®, APMA™, AWMA℠, and more, demonstrating expertise in areas such as asset management, retirement planning, estate planning, and investment strategies. With a commitment to ethical practices and ongoing education, Tre Carruthers provides personalized financial advice tailored to each client's unique needs. Whether you are planning for retirement, managing your investments, or navigating complex financial situations, Tre Carruthers can help you achieve your financial goals with confidence and peace of mind.
AWH Financial Services LLC
AWH Financial Services LLC is a reputable finance institution located at 5605 North MacArthur Boulevard in Irving, Texas, United States. We offer a wide range of financial services to meet the needs of individuals and businesses alike. Our team of experienced professionals is dedicated to providing personalized and tailored solutions to help our clients achieve their financial goals. Whether you are looking for investment advice, retirement planning, or assistance with managing your finances, AWH Financial Services LLC is here to help. Contact us today to learn more about how we can assist you in securing your financial future.
Abernathy Financial Services
Abernathy Financial Services is a reputable finance institution located at 1000 Texan Trail in Grapevine, Texas, United States. With a focus on providing top-quality financial services to individuals and businesses, Abernathy Financial Services offers a wide range of solutions including investment planning, retirement planning, wealth management, and more. Our team of experienced financial experts is dedicated to helping clients achieve their financial goals and secure their financial future. Visit us today to learn more about how Abernathy Financial Services can help you reach your financial objectives.
Kelm Financial Services Inc
Kelm Financial Services Inc. is a Certified, Independent Fiduciary located at 2139 Northwest Military Highway in San Antonio, Texas. Since 1987, Chris and his team have been helping clients improve their financial outcomes by minimizing taxes, maximizing assets, and reducing expenses, taxation, and risk. Specializing in tax bracket planning and other financial strategies, Kelm Financial Services is dedicated to helping clients protect and grow their hard-earned assets. With a focus on integrity and transparency, clients can trust that Kelm Financial Services will always have their best interests in mind.
Graystone Consulting - San Antonio, TX - Morgan Stanley
Graystone Consulting in San Antonio, TX is a branch of Morgan Stanley, a renowned finance institution. Located at 7600 Broadway in San Antonio, Texas, this branch offers a wide range of financial services to individuals, families, and businesses in the area. With a team of experienced financial advisors, Graystone Consulting provides tailored investment strategies and wealth management solutions to help clients achieve their financial goals. Whether you are planning for retirement, saving for your children's education, or looking to grow your wealth, Graystone Consulting is dedicated to providing personalized and comprehensive financial guidance. Contact them today to schedule a consultation and start building a secure financial future.
Schumann and Buck Financial Services
Schumann and Buck Financial Services is a reputable finance and insurance agency located at 137 Landa Street in New Braunfels, Texas, United States. With a team of experienced professionals, they provide a wide range of financial services including investment planning, retirement planning, and insurance solutions. Whether you are looking to secure your financial future or protect your assets, Schumann and Buck Financial Services is dedicated to helping you achieve your goals. Visit their office today to learn more about their personalized services and commitment to client satisfaction.
- School
- Private school
- Personal loan
- Payday loans
- Tax consultant
- Institute
- Small business loan
- Financial consulting
- Tax preparation services
- Sport school
- College
- Financial advisor
- Tax advisor
- Personalized education consulting services in Alamo
- Personalized education consulting services in Aledo
- Personalized education consulting services in Alice
- Personalized education consulting services in Alpine
- Personalized education consulting services in Alvarado
- Personalized education consulting services in Alvin
- Personalized education consulting services in Amarillo
- Personalized education consulting services in Andrews
- Personalized education consulting services in Angleton
- Personalized education consulting services in Arlington
- Personalized education consulting services in Aubrey
- Personalized education consulting services in Austin
- Personalized education consulting services in Bandera
- Personalized education consulting services in Bastrop
- Personalized education consulting services in Beaumont
- Personalized education consulting services in Bedford
- Personalized education consulting services in Bee Cave
- Personalized education consulting services in Bellaire
- Personalized education consulting services in Benbrook
- Personalized education consulting services in Big Spring
- Personalized education consulting services in Boerne
- Personalized education consulting services in Bowie
- Personalized education consulting services in Bridgeport
- Personalized education consulting services in Brownfield
- Personalized education consulting services in Brownsville
- Personalized education consulting services in Buda
- Personalized education consulting services in Burleson
- Personalized education consulting services in Canyon
- Personalized education consulting services in Carrizo Springs
- Personalized education consulting services in Carrollton
- Personalized education consulting services in Castroville
- Personalized education consulting services in Cedar Hill
- Personalized education consulting services in Cedar Park
- Personalized education consulting services in Cleburne
- Personalized education consulting services in Colleyville
- Personalized education consulting services in Conroe
- Personalized education consulting services in Coppell
- Personalized education consulting services in Corinth
- Personalized education consulting services in Crowley
- Personalized education consulting services in Cypress
- Personalized education consulting services in Dalhart
- Personalized education consulting services in Dallas
- Personalized education consulting services in Decatur
- Personalized education consulting services in Denison
- Personalized education consulting services in Denton
- Personalized education consulting services in Devine
- Personalized education consulting services in Dickinson
- Personalized education consulting services in Dripping Springs
- Personalized education consulting services in Dumas
- Personalized education consulting services in Duncanville
- Personalized education consulting services in Eagle Pass
- Personalized education consulting services in Edinburg
- Personalized education consulting services in El Paso
- Personalized education consulting services in Floresville
- Personalized education consulting services in Flower Mound
- Personalized education consulting services in Fort Worth
- Personalized education consulting services in Friendswood
- Personalized education consulting services in Frisco
- Personalized education consulting services in Fulshear
- Personalized education consulting services in Gainesville
- Personalized education consulting services in Georgetown
- Personalized education consulting services in Granbury
- Personalized education consulting services in Grand Prairie
- Personalized education consulting services in Grapevine
- Personalized education consulting services in Haltom City
- Personalized education consulting services in Harlingen
- Personalized education consulting services in Haslet
- Personalized education consulting services in Helotes
- Personalized education consulting services in Hereford
- Personalized education consulting services in Highland Village
- Personalized education consulting services in Hondo
- Personalized education consulting services in Horizon City
- Personalized education consulting services in Houston
- Personalized education consulting services in Humble
- Personalized education consulting services in Hurst
- Personalized education consulting services in Irving
- Personalized education consulting services in Jasper
- Personalized education consulting services in Joshua
- Personalized education consulting services in Katy
- Personalized education consulting services in Keller
- Personalized education consulting services in Kingsville
- Personalized education consulting services in Kyle
- Personalized education consulting services in La Vernia
- Personalized education consulting services in Lakeway
- Personalized education consulting services in Lamesa
- Personalized education consulting services in Laredo
- Personalized education consulting services in League City
- Personalized education consulting services in Leander
- Personalized education consulting services in Levelland
- Personalized education consulting services in Lewisville
- Personalized education consulting services in Liberty Hill
- Personalized education consulting services in Little Elm
- Personalized education consulting services in Live Oak
- Personalized education consulting services in Los Fresnos
- Personalized education consulting services in Lubbock
- Personalized education consulting services in Lumberton
- Personalized education consulting services in Magnolia
- Personalized education consulting services in Mansfield
- Personalized education consulting services in Manvel
- Personalized education consulting services in Marshall
- Personalized education consulting services in McAllen
- Personalized education consulting services in Mercedes
- Personalized education consulting services in Midland
- Personalized education consulting services in Midlothian
- Personalized education consulting services in Mission
- Personalized education consulting services in Missouri City
- Personalized education consulting services in Nederland
- Personalized education consulting services in New Braunfels
- Personalized education consulting services in North Richland Hills
- Personalized education consulting services in Orange
- Personalized education consulting services in Pantego
- Personalized education consulting services in Pasadena
- Personalized education consulting services in Pearland
- Personalized education consulting services in Pearsall
- Personalized education consulting services in Pflugerville
- Personalized education consulting services in Pharr
- Personalized education consulting services in Plainview
- Personalized education consulting services in Plano
- Personalized education consulting services in Port Arthur
- Personalized education consulting services in Port Isabel
- Personalized education consulting services in Port Neches
- Personalized education consulting services in Porter
- Personalized education consulting services in Prosper
- Personalized education consulting services in Richmond
- Personalized education consulting services in Rio Grande City
- Personalized education consulting services in Roanoke
- Personalized education consulting services in Roma
- Personalized education consulting services in Rosenberg
- Personalized education consulting services in Rosharon
- Personalized education consulting services in Round Rock
- Personalized education consulting services in San Antonio
- Personalized education consulting services in San Benito
- Personalized education consulting services in Santa Fe
- Personalized education consulting services in Schertz
- Personalized education consulting services in Shenandoah
- Personalized education consulting services in Sherman
- Personalized education consulting services in Southlake
- Personalized education consulting services in Spicewood
- Personalized education consulting services in Spring
- Personalized education consulting services in Stafford
- Personalized education consulting services in Sugar Land
- Personalized education consulting services in Taylor
- Personalized education consulting services in Texarkana
- Personalized education consulting services in The Woodlands
- Personalized education consulting services in Tomball
- Personalized education consulting services in Universal City
- Personalized education consulting services in Vernon
- Personalized education consulting services in Vidor
- Personalized education consulting services in Watauga
- Personalized education consulting services in Waxahachie
- Personalized education consulting services in Weatherford
- Personalized education consulting services in Webster
- Personalized education consulting services in Weslaco
- Personalized education consulting services in West Lake Hills
- Personalized education consulting services in Wharton
- Personalized education consulting services in Whitesboro
- Personalized education consulting services in Wichita Falls
- Personalized education consulting services in Willow Park
- Personalized education consulting services in Wimberley
List of local businesses, places and services in Texas
⭐ business help 🔍 services ☎ phones 🕒 opening times ✍️reviews 🌍 addresses, locations 📷 photos