Car insurance coverage explained in Bastrop, Texas

Fred Loya Insurance, located at 489 Agnes in Bastrop, Texas, is an insurance agency that offers the convenience of choosing your down payment and monthly payments for your auto insurance policy. With the ability to issue policies the same day, Fred Loya Insurance also provides various discounts that may vary by state, with certain restrictions applying. Most states require liability car insurance, which covers property damage and bodily injury expenses in the event of a car accident. Comprehensive coverage pays for repair and replacement costs in incidents other than collisions, such as theft, vandalism, or damage from natural disasters.