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Welcome to Ruth Watkins, Branch Manager at Geneva Financial, your trusted partner in mortgage lending located at 8520 Government Drive, New Port Richey, Florida. With a rich history in the finance industry dating back to 1986, Ruth brings unparalleled expertise and passion to help you achieve your home loan dreams. Ruth's journey in mortgage lending began with hands-on experience in processing, underwriting, and closing. She identified a significant need in the industry, leading her to establish Bay Processing Inc. in 1991, Florida's pioneering contract processing center with delegated underwriting authority. Over the years, she has facilitated training and product enhancement for numerous Florida Federal Credit Unions and founded Resolution Mortgage Corp in 1996 to cater to personal referral clients and real estate agencies.