Qualifying for a mortgage in California

New American Funding - Huntington Beach, located at 19035 Goldenwest Street, Ste.103, Huntington Beach, CA 92648, is a finance institution that provides expert advice and mortgage lending services to homeowners and prospective homebuyers. With a dedicated team led by founders Rick and Patty Arvielo, the institution is passionate about helping individuals in the Huntington Beach community achieve their dream of homeownership. The team of underwriters and funders at New American Funding in Huntington Beach are known for their efficiency in closing loans quickly and providing customers with a positive experience. The institution offers various financial solutions, including the Pathway to Homeownership initiative, which provides qualified borrowers with up to $8,000 in assistance. Additionally, NAF Cash allows buyers to make competitive, true cash offers without the need for financing, potentially saving up to 11% on costs.

Summit Lending, located at 17011 Beach Boulevard in Huntington Beach, California, is a finance and real estate agency dedicated to making the mortgage process quick, easy, and painless. Lisa and Amanda are experienced brokers who provide excellent communication and support throughout the entire process. They offer free tools to help you determine what you qualify for, whether you are looking for a HELOC, refinance, or first-time home purchase. With Summit Lending, you can secure a home purchase loan at today's great mortgage rates, ensuring your dream home is affordable. Their team will help you lock in great terms with current interest rates, allowing you to build equity or update your home. By shopping around and using their rate comparisons, you can find the best possible plan for your home ownership strategy.

Lawyers Realty Group, located at 7700 Irvine Center Drive in Irvine, California, is a trusted institution specializing in legal assistance for homeowners facing mortgage scams and fraud. With a team of experienced lawyers, they work to uncover and prevent modification frauds that can harm homeowners. The institution offers a free tool called the LOAN MOD TRAFFIC LIGHT to help homeowners navigate the loan modification process and determine if they qualify for a modification. They also provide guidance on suspending payments, clearing title, discharging debts, and understanding lender requirements. Additionally, Lawyers Realty Group offers assistance with short sales and provides consumer warnings reports to ensure homeowners are properly represented in legal settlements. With a focus on protecting clients and providing effective alternatives to foreclosure, the institution aims to help homeowners achieve their short- and long-term goals. Their attorney realtor has a deep understanding of both sides of the real estate process, allowing them to offer informed guidance to clients in need.

RateDNA is a finance institution located at 340 East Middlefield Road in Mountain View, California, United States. We specialize in making financing fast and straightforward for our clients. As a direct private money lender for 1-4 residential loans in the Bay Area, RateDNA is also one of the fastest-growing mortgage brokers in California. We offer various programs for home buyers and investors, including Prime Jumbo, Conventional agency programs, and Non-QM Products such as Easy VOE, P&L, DSCR PLUS, and more. With a 5-minute self-qualifying process, we ensure no spam calls and no impact on your credit score. Visit us at our office in Mountain View for all your financing needs.

The Law Offices of Deborah R. Bronner is a reputable legal firm located in Los Angeles, California. With a focus on providing exceptional legal services, Deborah R. Bronner and her team specialize in a wide range of practice areas including criminal defense, family law, and personal injury. Their office is conveniently located at 11600 Washington Place, making it easily accessible for clients in the Los Angeles area. With a commitment to providing personalized and effective representation, The Law Offices of Deborah R. Bronner is dedicated to helping clients navigate the complexities of the legal system and achieve the best possible outcomes for their cases.

StatedIncome.com is a finance institution located at 110 Civic Center Drive in Vista, California, United States. We specialize in providing commercial mortgages and business purpose loans for various types of properties, ranging from commercial and industrial to office and retail. Our loans are available from $100k to $20 million plus, making us a top choice for self-employed business owners, contractors, high net-worth individuals, investors, sales professionals, and entrepreneurs in need of a commercial mortgage. In addition to commercial loans, we also offer single family residence (SFR) purchase or refinance options for primary, investment, or second homes. Our programs cover single family and 1-4 unit residential properties, as well as non-warrantable condominiums. We understand that commercial real estate loans have different requirements than residential mortgages, which is why we provide flexible terms and down payment options.

Bull Venture Capital is a finance institution located at 2901 West Coast Highway in Newport Beach, California, United States. They offer quick approval for hard money loans that work for you, with a variety of rental loan programs available for different industries. With strong credit history, you may qualify for a personal loan that can be used for any purpose. Traditional mortgages can take months to close, but Bull Venture Capital can close in as fast as 7 days. Rental loan rates start from 6.8% with no upfront cost and minimal documentation required. They offer up to 90% of the purchase price and 100% of renovation costs. Eligible properties include real estate used as collateral. Real estate developers, investors, and flippers often use hard money loans for quick financing. Speak to a loan advisor at Bull Venture Capital to learn more about their hard money loan options.

Paul Olbrantz - Clear2Close Brokers is a finance institution located at 1682 Novato Boulevard, Novato, California, United States. Our experienced team of brokers is dedicated to making the mortgage process fast and simple for our clients. With our quick and easy tools, you can find out what you qualify for free of charge. Whether you're looking to secure a home purchase loan, refinance your current mortgage, or take advantage of your home's equity, we have the solutions you need. Our rate comparisons will help you find the best possible plan for your home ownership strategy. With fast funding options and a streamlined online application process, you can get your money and do what you want with it in less than 30 days. Don't settle for the first offer - shop around and make informed decisions about your mortgage terms. Take advantage of today's great mortgage rates and secure your dream home with Clear2Close Brokers.

C & C Financial Corp. is a finance institution located at 1475 South State College Boulevard, Anaheim, California, United States. We understand that each customer has unique needs, which is why we offer a wide range of products, investment tools, mortgages, and exceptional customer service to meet those specific needs. Our website allows you to conveniently submit secure loan applications, pre-qualify for home loans, and explore different financing options using our interactive calculators. Whether you are purchasing your first home or your dream home, we have a mortgage solution for you. Our goal is to help you refinance with the lowest rates and fees in the industry. Our mortgage calculators can assist you in determining the best loan options for your situation. We are dedicated to the success and satisfaction of our clients in Beautiful Southern California.

HomeWise Capital Advisors is a finance institution located at 318 Cernon Street in Vacaville, California, United States. Our team specializes in providing clarity and confidence when it comes to making large financial decisions such as buying or selling a home. We understand that a house is more than just a home - it's a valuable asset that can help you achieve your goals and meet your family's needs. Our experienced team, comprised of both mortgage lending experts and Series 65 licensed Financial Advisors, will work with you to ensure that your home financing aligns with your overall financial plan.

Optimum Credit Solutions is a leading provider of fast credit repair services located in Los Angeles, California. Our team of experts is dedicated to helping individuals improve their credit scores quickly and efficiently. Whether you're looking to qualify for a loan, mortgage, or simply want to improve your financial standing, we are here to help. Visit us at 2928 West Vernon Avenue to learn more about our services and how we can help you achieve your financial goals.

Tax Hardship Center, LLC is a trusted institution located at 30700 Russell Ranch Road in Westlake Village, California, United States. Specializing in accounting and finance, the center offers a range of services including Business Tax Relief, Personal Tax Relief, Paycheck Garnishments, Unfiled taxes, IRS Penalties, Payroll Taxes, Audit Defense, and Bank Levies. If you find yourself in a situation where you are facing tax issues and need help navigating the complex world of the IRS, Tax Hardship Center is here to assist you. With a focus on transparency and education, the center ensures that every client is well-informed and supported throughout the process.

Welcome to the Redwood Credit Union ATM, conveniently located at 1801 East Cotati Avenue, Rohnert Park, California 94928. As a trusted financial partner for many local businesses and residents, we pride ourselves on offering a wide range of products and services tailored to meet your unique financial needs. At RCU, we believe in supporting you on your financial journey every step of the way, helping you love where you bank. Discover why over 400,000 of your friends, family, and neighbors trust Redwood Credit Union. We offer competitive mortgage products, easy phone banking, and excellent online services. Our annual shred and e-waste collection events are back, providing valuable services to our community. Additionally, qualified homebuyers can benefit from our $2,500 down payment assistance, making your dream home more accessible.

Welcome to Golden Gate Financial, your trusted partner in navigating the mortgage landscape. Located at 765 Baywood Drive, Suite 339, Petaluma, California, we are a full-service mortgage provider with over 35 years of industry experience. Our commitment is to fulfill your mortgage needs by offering low rates and low costs, making us one of the top Wholesale Brokers in California. Serving clients throughout the Bay Area, including Petaluma, Santa Rosa, Sacramento, and beyond, we provide a wide range of mortgage solutions tailored to meet your unique needs. We specialize in FHA and VA mortgage loans, as well as Jumbo Loans for those seeking financing that exceeds conventional loan limits.

Welcome to the Redwood Credit Union ATM located at 39250 California 1, Gualala, California 95445. As a trusted financial partner in the community, Redwood Credit Union (RCU) is dedicated to supporting your financial journey with a wide array of products and services designed with you in mind. Many local businesses choose RCU for their banking needs, and with good reason. We offer comprehensive financial solutions that cater to both personal and business needs, ensuring that you can achieve your financial goals with confidence and ease. Whether you're looking to buy a home, finance a vehicle, or set up a spending plan, RCU is here to guide you every step of the way.

Welcome to American Financial Network, Inc., your trusted partner in achieving your financial and real estate goals. Conveniently located at 323 Spreckels Drive, Aptos, California, we specialize in providing personalized financial solutions to meet the diverse needs of our clients. Whether you're a first-time homebuyer or a seasoned investor, our team of experienced Loan Originators is here to guide you through every step of the home buying process. At American Financial Network, Inc., we understand the importance of making informed financial decisions. That's why we offer a range of calculator tools on our website to help you estimate your mortgage options. Please note that these tools provide estimates only, and we encourage you to consult with one of our licensed Loan Originators for tailored advice that considers your unique circumstances.

Welcome to East West Bank, located at 99 Pacific Street, Monterey, California. Established in 1973 by visionary leaders in Los Angeles’s Chinatown, our mission has always been to support immigrants who were overlooked by mainstream banks. This commitment remains at the heart of our operations as we continue to empower individuals and businesses in achieving their financial dreams. Discover "The Bridge," a compelling documentary by the East West Bank Foundation that celebrates 50 years of perseverance and success within the AAPI community. Join us in this inspiring journey that reflects our dedication to being a financial bridge between East and West.

Welcome to Ventura County Credit Union, located at 2575 Vista Del Mar Drive, Ventura, California 93001. As a trusted financial institution, we are committed to supporting you in every step of your financial journey. Although we do not offer public access at our offices, we provide a wide range of online and mobile banking services to meet your needs. Please note that our offices will be closed on Monday, September 2nd, in observance of Labor Day. You can view our full holiday schedule on our website. For any inquiries regarding our new Online and Mobile banking system, we invite you to explore our comprehensive FAQs and Video Tutorials. Due to a higher volume of calls and emails, responses from our Member Service Center may be delayed. Para asistencia en español, haga clic aquí.

Welcome to Ventura County Credit Union - RiverPark, your trusted financial partner located at 691 Town Center Drive, Oxnard, California 93036. As a dedicated provider of ATM and financial services, we are committed to being with you every step of the way on your financial journey. Please note that our offices will be closed on Monday, September 2nd, in observance of Labor Day. For more details, view our full holiday schedule on our website.

Welcome to Pennymac, your trusted partner for financial solutions located at 6101 Condor Drive, Moorpark, California. As a leading name in the finance industry, Pennymac is dedicated to helping you unlock the potential of your home equity. Whether you need to consolidate debt, renovate your home, or cover unexpected expenses, our Home Equity Loans and Cash-Out Refinance options offer the flexibility you need. Connect with top real estate agents nationwide and earn between $350 and $9,500 when you buy or sell a home through our unique partnership. Protect yourself from interest rate hikes by locking in your rate before you find your new home, with the option to update to a lower rate if market conditions improve.

Welcome to CV3 Financial Services, your trusted partner for comprehensive financial solutions located at 2101 East El Segundo Boulevard, El Segundo, California. Specializing in a wide range of financing options, we are dedicated to supporting developers and investors with the capital they need to succeed. Our Services:

Welcome to East West Bank, located at 27421 Hawthorne Boulevard, Rolling Hills Estates, California. Established in 1973 by visionary leaders in Los Angeles’s Chinatown, we began as a community bank dedicated to supporting immigrants who were often overlooked by mainstream financial institutions. Our rich heritage is celebrated in "The Bridge," a documentary by the East West Bank Foundation, highlighting five decades of perseverance and success within the AAPI community in pursuit of the American dream. At East West Bank, we are proud to have rising star Rose Zhang as our brand and cultural ambassador. Her achievements underscore the importance of a robust foundation in driving excellence and results.

Welcome to East West Bank in Torrance, California Located at 23737 Hawthorne Boulevard, Torrance, California, East West Bank is your trusted partner in banking, finance, and ATM services. Established in 1973 by visionary leaders in Los Angeles’s Chinatown, East West Bank was founded to support immigrants who were underserved by mainstream financial institutions. Our rich history is a testament to our commitment to the community, as highlighted in "The Bridge," a new documentary by the East West Bank Foundation. This film captures 50 years of the AAPI community's journey toward achieving the American dream.

Welcome to East West Bank - Your Financial Bridge Between East and West Located at 22008 Avalon Boulevard, Carson, California, East West Bank is more than just a financial institution. Established in 1973 by visionary leaders in Los Angeles’s Chinatown, we have been committed to supporting immigrants and the broader community who were often overlooked by mainstream banks. Our rich history and dedication to the American dream are beautifully captured in "The Bridge," a new documentary by the East West Bank Foundation, celebrating 50 years of resilience and success within the AAPI community.

Welcome to Truist - ATM, conveniently located at 231 Windsor Way, Long Beach, California 90802. As a trusted financial partner, we offer a comprehensive range of services to meet your financial needs. Whether you're exploring our array of banking products, seeking the right loan, or considering pre-qualification for a Truist credit card, our team is here to guide you every step of the way. At Truist, we provide a wide spectrum of financial solutions through our various affiliates. Our offerings include banking products like loans and deposit accounts, investment and trust management services, securities, brokerage accounts, and insurance products, all supported by our highly qualified professionals. Our mortgage services are handled by Truist Bank, with all professionals registered on the Nationwide Mortgage Licensing System & Registry (NMLS), ensuring transparency and uniformity.

Welcome to Cota Financial, your trusted partner in navigating the path to homeownership. Located on the 8th Floor of 1 World Trade Center in Long Beach, California, we are committed to providing you with the tools and information you need to secure your dream home swiftly and efficiently. Whether you're a first-time homebuyer or a seasoned property investor, our team will explore all available options to offer you the best possible solutions tailored to your needs. Understanding the growing demand for property purchases across various locations, Cota Financial is proudly licensed in multiple states, with plans for further expansion. Our user-friendly website allows you to complete a secure online application in just a few minutes, ensuring a seamless experience from start to finish.

Welcome to Financial Partners Credit Union, your trusted partner in achieving financial success, located conveniently at 4201 McGowen Street, Long Beach, California 90808. We proudly serve the Los Angeles Metro, Orange County, San Diego, and San Francisco areas with a wide range of banking solutions tailored to meet your unique needs. Whether you're looking for checking accounts, savings accounts, credit cards, mortgages, auto loans, or personal loans, we offer competitive rates and personalized service to help you reach your financial goals. Our commitment to you includes exclusive offers like 0% APR for 12 months on purchases and balance transfers⁴, along with 5,000 APEX bonus points⁵ on new Platinum Rewards Mastercard accounts. Plus, earn 250 APEX Points monthly¹ and enjoy free cell phone insurance³ when you pay your bill with a Financial Partners debit card.

Welcome to Mirate Equity LLC Located at 5150 East Pacific Coast Highway, Long Beach, California, Mirate Equity LLC is your trusted partner in finance since 1984. We specialize in providing streamlined and swift lending solutions for commercial real estate ventures. With decades of experience, our seasoned team is dedicated to helping you secure rapid funding with efficiency and reliability, ensuring your business momentum remains uninterrupted.

Welcome to American Financial Network, Inc., your trusted partner in navigating the world of finance and real estate. Conveniently located at 8505 East Florence Avenue, Downey, California 90240, we are dedicated to providing our clients with valuable tools and expert guidance to make informed financial decisions. Our calculator tools are available as a courtesy, offering estimates to help you plan your financial future. For personalized advice tailored to your specific needs and circumstances, consult with one of our licensed Loan Originators. As the vibrant summer season approaches, the real estate market is bustling with activity. Whether you're a buyer searching for your dream home or a seller looking to maximize your property's curb appeal, we're here to support you every step of the way. Our comprehensive blog posts offer practical tips and strategies for both buyers and sellers, ensuring you make the most of the current market dynamics.

Welcome to U.S. Bank ATM, conveniently located at 1101 Pacific Coast Highway, Seal Beach, California 90740. As a trusted name in banking and finance, U.S. Bank offers a wide range of financial services to meet your needs. Our ATM provides easy access to your accounts for withdrawals, deposits, and balance inquiries, ensuring you're never far from your money. With Bank Smartly Checking®, managing your money has never been simpler or more secure. Enjoy a seamless online checkout experience that makes shopping convenient and hassle-free. Whether you're looking to borrow money or need assistance with loans and mortgages, our experienced loan officers and bankers are here to help. From calculators and rate charts to personalized guidance, we have the resources you need to make informed financial decisions.