Positive change facilitation in Aptos, California

Welcome to Guaranteed Rate Affinity, your trusted partner in navigating the world of home financing, located at 7979 Soquel Drive, Aptos, California 95003. We specialize in providing tailored mortgage solutions to help you secure the home of your dreams with the right advice and guidance. Our competitive edge ensures you have access to fast approvals with options starting at just 3% down. We understand that overcoming the challenge of a down payment can be daunting. That's why we offer access to grants and programs from federal and local governments designed to aid homeownership. Whether you're looking to invest in your first home with a VA, FHA, or USDA loan, which require 0-10% down, or you're a military service member, our options allow you to build equity at a lower cost.

Welcome to Amber Melenudo - REALTOR® at Sotheby's International Realty, your premier destination for luxury real estate in Santa Cruz County. Located at 627 Capitola Avenue, Capitola, California, Amber brings over 23 years of local residency and a deep understanding of the SF Bay Area to meet the diverse needs of her clientele. Specializing in luxury properties, beachfront homes, and ocean-view estates, Amber's extensive knowledge of the Santa Cruz, Capitola, Soquel, Aptos, and Watsonville neighborhoods ensures you find the perfect home or investment. Amber's journey from an elementary school teacher to a top 1% producing Realtor in the county has equipped her with unparalleled communication and negotiation skills. Her commitment to integrity and the "Golden Rule" underpins her success, earning her recognition from the prestigious Institute for Luxury Home Marketing as a Certified Luxury Home Marketing Specialist.