Guaranteed Rate Affinity 7979 Soquel Drive, Aptos, CA 95003
About the Business
Welcome to Guaranteed Rate Affinity, your trusted partner in navigating the world of home financing, located at 7979 Soquel Drive, Aptos, California 95003. We specialize in providing tailored mortgage solutions to help you secure the home of your dreams with the right advice and guidance. Our competitive edge ensures you have access to fast approvals with options starting at just 3% down.
We understand that overcoming the challenge of a down payment can be daunting. That's why we offer access to grants and programs from federal and local governments designed to aid homeownership. Whether you're looking to invest in your first home with a VA, FHA, or USDA loan, which require 0-10% down, or you're a military service member, our options allow you to build equity at a lower cost.
For self-employed individuals, our Bank Statement Loan program offers the flexibility to apply for a home loan without the need for tax returns, W2s, or pay stubs—ideal for purchasing larger properties or luxury homes in high-end markets. Additionally, our Lock ‘N’ Roll program lets you lock in a mortgage rate for up to 90 days without a signed contract, ensuring you secure a lower rate while house shopping.
Our Same-Day program is designed to streamline your home buying process, offering loan approvals in just one day with options as low as 3% down. Medical professionals can benefit from our Physician Home Loan, which includes paid mortgage insurance and requires as little as 5% down.
Even if you're not a US citizen, our Foreign National loans allow you to pursue homeownership without a social security number, green card, or visa, and without requiring a FICO score.
Please note, this is not a commitment to lend. We advise consumers to obtain a Loan Estimate as rates are subject to change based on credit and underwriting criteria. Let us work together to find the right mortgage solution for you.
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Location & Phone number
7979 Soquel Drive, Aptos, California 95003, United States
Hours open
Monday:
08:00 - 18:00
Tuesday:
08:00 - 18:00
Wednesday:
08:00 - 18:00
Thursday:
08:00 - 18:00
Friday:
08:00 - 18:00
Saturday:
Closed
Sunday:
Closed
Reviews
"Dimitri Timm has been my go to lender for over 15 years. His product knowledge, communication and thoroughness is unmatched! Every time I refer a client to him, I have complete confidence that he will get the job done... which means my client gets the house that they dream of or a refinance that saves them money. Having happy clients makes my business grow... and having Dimitri on our team is a winning combination! Thank you, Dimitri, for all the “miracles” you pull on behalf of your clients!"
"Dimitri is not only fantastic & knowledgeable with what he does as a Lender but he is also a great guy with great values that carry through to all he does. Great communication skills which is priceless in our industry & a strong Team Player who steps up when there are service functions, education seminars, fundraisers. you name it. I feel like you can always count on him to lend a hand or a resource. I highly recommend him & do."
"I have used Dimitri for my initial home mortgage in 2004 and for several refinances since then. I have also sent friends and family members to him over the years and everybody has had positive successful experiences. Dimitri facilitates the mortgage but he also spends a ton of time explaining options and the impact of the decisions a person makes through the mortgage process. I can't recommend him enough!"
"Dimitri Timm at Guaranteed Rate Affinity makes the mortgage process painless by providing excellent customer service, anticipates and eliminates any problems along the way, and will make sure you are getting a great rate on your loan. He is extremely knowledgeable about all of the financing options that are available to his clients and can come up with some very creative ways to get deals done. He cares about his clients and will do everything he can to help you achieve your goals."
"I have worked with Dimitri Timm and Guaranteed Rate on multiple occasions and have found his expertise and experience to be exemplary. I had a complex loan issue, that he was able to diagnose and remedy in a timely manner. I have recommended him to other members of my family, who have used him and his firm with the same stellar results. I highly recommend Dimitri and Guaranteed Rate to anyone who is in need of loan / mortgage financing."
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