Fred loya insurance coverage options in San Jose, California

Fred Loya Insurance, located at 2961 Monterey Street in San Jose, California, is a reliable insurance agency that offers a variety of coverage options for your auto insurance needs. With the convenience of choosing your down payment and monthly payments, you can get your policy issued the same day. Discounts may vary by state, and certain restrictions apply. Most states require liability car insurance, which covers property damage and bodily injury expenses if you cause a car accident. Comprehensive coverage pays for repair and replacement costs in incidents other than collisions, such as theft, vandalism, or weather-related damage. Collision coverage pays for your vehicle repair in accidents with other vehicles or objects.