TOP 10 Employee health solutions in Carmel-by-the-Sea, California

New York Life Insurance, located at 26344 Carmel Rancho Lane in Carmel-by-the-Sea, California, is a health insurance agency offering permanent policies with guaranteed death benefits and cash value that grows over time. Their long-term coverage options are highly customizable to fit individual needs and budgets, with the ability to invest policy cash value in the market. The institution provides assistance for everyday tasks, income replacement in case of sickness or injury, and professionally managed investments with potential market gains. They also offer bundled investments with low fees, education expense coverage, income solutions, estate planning guidance, and insurance options for employees, executives, and small business owners. With over 12,000 agents nationwide, New York Life is committed to providing personalized solutions and support for policy owners. The institution has a long history of upholding values of diversity, responsibility, and service, and is dedicated to making a positive impact through charitable giving and community engagement. New York Life is the largest mutual insurer in the U.S., with the highest financial strength ratings from major agencies. They offer resources and tools to help individuals prepare for their financial future and are committed to helping families thrive.