Loan Till Payday Online 318 Jefferson Street, Burlington, IA 52601

Welcome to Loan Till Payday Online

Located at 318 Jefferson Street, Burlington, Iowa 52601, Loan Till Payday Online is your trusted partner in connecting you with a network of financial service providers to meet your short-term financial needs. Our user-friendly platform specializes in lead generation, offering you a seamless way to connect with lenders who may assist you with your financial requirements.

Important Considerations

We emphasize the importance of exploring all alternatives and seeking professional financial advice if you are facing serious financial difficulties. This service is designed to connect you with potential lenders, and it's crucial to carefully review and fully understand the terms of any loan offer before proceeding.

How It Works

By using our website, you consent to our Site Visit Recordation Technology, which includes third-party services like Jornaya’s LeadiD, to memorialize your site visits. Although we are not a lender, our platform connects you with one or more financial service providers, who will handle your credit applications and make independent credit decisions.

Our Commitment

Our services are completely free for consumers. Lenders pay a fee to be connected to consumers via a model akin to Google AdWords. In some cases, you may have the option to connect with a tribal lending enterprise (TLE), which operates under tribal and certain federal laws, making them immune to state usury caps. Be mindful that TLE rates might be higher, and ensure you understand all terms before accepting any loan.

Authorization and Privacy

By submitting your information, you authorize us and our network of lenders to perform credit checks, which may include verifying your social security number and reviewing your creditworthiness through major credit bureaus such as Experian, Equifax, and TransUnion, or alternative bureaus like Clarity and DataX.

Loan Details

Our lenders offer loans with an Annual Percentage Rate (APR) capped at 35.99% for qualified consumers. Loan terms range from a minimum repayment plan of 12 months to a maximum of 30 months. For example, a loan amount of $4,300 at an APR of 35.99% results in 30 monthly payments of $219.36, totaling $6,581.78 repayable.

Transparency and Disclosure

Lenders are legally required to disclose all fees and rate information related to your loan, including terms for late payments and any options for refinancing or renewing your loan. Loan terms are solely determined by the lender based on their criteria and applicable laws. Loan Till Payday Online does not control or have knowledge of the specific loan terms offered to you.

Explore your financial options with confidence at Loan Till Payday Online, where our mission is to connect you with the right financial service providers to support your needs.