Keswick Slade Associates LLC

"They really need a zero rating. I am actually on hold as I type this rating with the local new station (Behnken with WFLA) to get help with gathering more information. I received a call from a Julie Rosey yesterday stating I owed $281 from 2005. I told her that I never had an account with the bank she stated I had "overdraft" fees with. She then provided an address that I've never lived at. She tried giving me my place of my employment when I opened the account. I told her that I didn't work there until 2010 and that didn't make sense. She gave me BOA phone number and the account number that I had supposedly had over draft fees with. I instantly contacted them after hanging up with her and that representative told me that, that account had been closed and they are not trying to collect on it but then gave me a different account number and said I only owned $20 towards that one from 2005. I told her the same thing. I never had a BOA account until recently. She was supposed to email me something showing I owned money but never did. This morning I went into my local branch and gave them the 2 account numbers that I was given. The gentlemen informed me that I had no overdraft fees and told me that it had to be a scam. 5 minutes ago I received another call from Julie. I told her that I called the number she gave me and that, that lady told me they closed that accounts and were not going to collect on it but also gave me another acct # and said that I owed $20. I told her that I then went to the bank and the bank has no information regarding any of these accounts. Julie then got pretty nasty telling me that it is BOA responsibility to keep my information and that she cannot help if they did not keep it. She said that this company she works for bought that debt which is why she is trying to collect on it. I said ok.... so when your company bought that debt, did they not request a statement or any proof that I even owed this money? She said no. That the only thing the bank provided them was the amount owed, date it was owed on and the account number and that was it. I said well I feel uncomfortable paying something over the phone when no one can provide me with any information on these overdraft fees. She said that was fine and that she was going to forward my account over to Chexsystem next week. Chexsystems is a company that will freeze all of my current bank accounts and will stop me from getting approved for any loans if or when I apply for one. I told her that I will contact my lawyer if any of that happens because no one can provide me any information at all. How can they buy debt from a bank and not get any information from the bank? How do they expect people to pay something over the phone with no proof of who they are or why they have "overdraft fees"? None of this makes sense and sounds like a scam to me. She did have my maiden name and the last 4 of my SSN and the name of a company that I worked for many years after the debt acquired but that was it."

"Called my FATHER looking for me about an account that was settled 10 years ago. I called the bank to verify that I didn't owe them anything and even they told me this place seemed sketchy!!"

"I wish I could give a zero. They called me last week on a mobile number I've had since 2005 looking for a different person. I told them (nicely) that he did not own that number, and asked if they would remove me from their list. I got another call today, and when I asked for the spelling of their company name I was hung up on. I called back and stridently let them know that the individual they were seeking did not own the number they were calling and that they'd better take it off their list. Definitely bottom feeders"

"I hope the owner responds to me, I had a lady call telling me my daughter owed $700 to a bank from 2007 yes 2007. I told her that my daughter had not lived with me for the last 10 years and I reminded her this was 2019 and the account I question was over 12 years old. I was told that doesn't matter when I started to laugh she hung up. I took this call at my office and I was on speaker phone and to top it all off I had people in the office with me. I am not quite sure but I believe she broke the law and may need to be taught about consumer protection and privacy to say the least, very unprofessional and honestly who tries to collect on a 12 year old debt? I believe if you owe money you should pay that being said I also believe that 12 years is to long ago to call someone about probably bought a debt for 10 cents and wants to be paid Good Luck"