Guaranteed Rate Affinity

Guaranteed Rate Affinity, located in Cranberry Township, PA, is your trusted partner in securing the competitive edge you need to purchase the home you want. Our extensive range of mortgage options ensures fast approval with down payments as low as 3%. We understand the challenges of homeownership and offer various grants and programs from federal and local governments to help you overcome the obstacle of a down payment.

We specialize in VA loans, FHA loans, and USDA loans, which require down payments ranging from 0-10%. These options provide an excellent opportunity for military service members and their families to build equity through real estate at a lower cost than typical homebuyers. For the self-employed, our Bank Statement Loan program allows you to secure a home loan without the need for tax returns, W2s, or pay stubs, making it ideal for those looking to purchase larger properties or luxury homes in high-end markets.

Our innovative Lock ‘N’ Roll program lets you lock in a mortgage rate for 60, 75, or 90 days without a signed contract, ensuring you secure a lower rate while house shopping. Additionally, our Same-Day program facilitates loan approval in just one day with down payments as low as 3%.

We also offer specialized loans for medical professionals through our Physician Homes Loan program, which includes paid mortgage insurance and down payments as low as 5%. For non-US citizens, our Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.

Our conventional 30-year and 15-year fixed-rate mortgages provide steady interest rates and consistent monthly payments, offering peace of mind and helping you budget your finances effectively. For those seeking flexibility, our adjustable-rate mortgage (ARM) offers lower initial interest rates and monthly payments, with the rate adjusting after a fixed period.

For larger real estate purchases, our non-conforming jumbo mortgage is available for loan amounts exceeding the conforming loan limit, providing access to significant and beautiful properties. FHA home loans, insured by the Federal Housing Administration, offer low down payments and flexible credit requirements, making them an excellent choice for buyers with limited funds.

Lastly, our VA loans program, backed by the US Department of Veterans Affairs, helps veterans, active-duty service members, and their families qualify for home loans. Since its inception during World War II, this program has guaranteed over 22 million VA loans.

At Guaranteed Rate Affinity, we are committed to helping you navigate the home-buying process with ease and confidence. Visit us at our Cranberry Township location to explore the mortgage options that best suit your needs.