Fred Loya Insurance

Fred Loya Insurance, located at 200 West 136th Avenue in Westminster, Colorado, is an insurance agency that offers a convenient way to choose your down payment and monthly payments for your auto insurance policy. They can issue your policy the same day, and offer various discounts (which may vary by state, with certain restrictions).

In most states, liability car insurance is required, covering property damage and bodily injury expenses if you cause an accident. Comprehensive coverage pays for repair and replacement costs in incidents other than collisions, while collision coverage pays for vehicle repairs in accidents with other vehicles or non-moving objects.

Medical payments coverage covers medical and dental expenses for you and your passengers after an accident, regardless of fault. Personal Injury Protection covers medical care and lost wages if you are unable to work after an accident, for you, your passengers, and other injured parties. Rental Reimbursement covers the cost of a rental car while your car is repaired after a covered accident, and Roadside Assistance covers towing, flat tire repair, fuel delivery, and lock-out services.

If you have their 24-hour Roadside Assistance coverage, you can call 1-855-548-5626 for assistance. Contact Fred Loya Insurance for more information or to find a local agent or office near you.