Hawaii Financial Services, LLC. 727 Waine'e Street, Lahaina, HI 96761

"Tera and her team did an amazing job with the re-finance of our home. She did a great job in working out the best deal she could get. We were a bit nervous with the rates starting to rise. Tera and her team were able to pull it off in a timely manner. I would recommend using Hawaii Financial Services for any of your mortgage and re-financing need. Mahalo, The Gardanier Ohana"

"Tera and her group are amazing!! We are 'self employed' business owners who were turned down by the traditional banks when looking to purchase our first home on Maui. It was not an easy task, but Tera and Hawaii Financial Services made it happen!! In an amazingly quick time, especially considering all the holidays. We are so grateful to them for helping to make our dream come true. They are awesome to work with and genuinely care about their clients. Communication and updates were great! They made a challenging process as easy as possible and really went the extra mile for us. MAHALO!!"

"Tera and her team exceeded ANY and EVERY expectation we had. We wouldn't have been able to purchase our home without them. As first time home buyers we had no idea what was needed, but Tera made us feel like this process was breeze! We came to her unsure if it was even possible to buy a home in Hawaii, but she got us preapproved the next day! We even closed on our dream home in under 30 days! She was so fun to work with and I would recommend her to every single person/family who is looking to buy a home. We are so grateful to Tera & the Hawaii Financial Services team because no we get to raise our children right where we grew up! Thank you Tera!!!"

"Tera and her crew at Hawaii Financial Services are absolutely OUTSTANDING. They helped me get a home on this beautiful island I was born and raised on. We had less than perfect circumstances and with her expertise she was able to smooth out the kinks and get the loan that I needed. She is amazing at what she does, she actually was able to get my loan closed in 19 days!!! I am grateful for what she has done for me and my family and will definitely be calling on her services again in the future. Tera, you have made this holiday season one that we will always remember thank you!!!"

"Tera Paleka!!! I can not say enough about her and how she runs her company. I was under a little stress to get my re-finance done in a timely manner. Tera and her assistant, Mei really came through and we were able to close in less than 2.5 weeks. Tera had to jump through a couple hoops for me during the process and she never hesitated, for that alone, I am extremely thankful. Tera provided me with the best rate when others could not. Tera and Mei are amazing and I will definitely recommend Hawaii Financial Services to my family and friends. If you want someone that knows what they are doing, is on top of their game, and gets the job done fast Tera is the person to contact . She will guide you through the whole process and make you feel at ease, in a sometimes stressful situation. Thank you Hawaii Financial Services!!!!!!! -Mary"