Arizona Responsible Individual Attorney Carolyn Goldman 7373 East Doubletree Ranch Road Gainey Ranch Financial Center, Scottsdale, AZ 85258

"Carolyn has acted as Responsible Individual with three different companies where I have been employed since 1999. She is highly knowledgeable regarding Arizona mortgage law and has a wonderful relationship with the Arizona regulators. She is easy to contact on a moment's notice and loves to assist with any question our company has regarding Arizona mortgage banking. I highly recommend Carolyn as an Arizona Responsible Individual."

"Carolyn is there every time I need her. Our last state exam went so much smoother with Carolyn's help. She knows the laws and regulators which is a huge asset. Keep up the good work Carolyn!"

"Attorney Carolyn Goldman was selected to be our Arizona Responsible Individual two years ago. Our company expanded its retail residential mortgage lending operations from the East Coast to the Mid West and Central parts of the Country and into the West Coast adding over 30 additional states in two years and hit a road block in Arizona. My Counsel and President at Norwich Commercial Group, Inc. did its homework and was having trouble deciding on a Responsible Individual in Arizona. I did my research and found one person to come highly recommended each time I asked other lending experts out near and in Arizona that Attorney Carolyn Goldman was the top person to consider for overseeing a very important designation in Arizona's required person in order to open and run an Arizona licensed Mortgage Branch. Carolyn has over two decades of Mortgage Related Regulatory Compliance Knowledge and also very in depth Arizona Mortgage Regulation Knowledge and the connections with the Arizona Banking Department Regulators to provide that accurate management that you would not get from four people let alone one person as talented and knowledgeable as she is. Her charges were very reasonable and in return we have the peace of mind that she is there to maintain the Branch in the way the regulators require it to be maintained and she is there ready for any examinations Arizona will perform in that Branch location in the future. Who else could you trust long distance with the different responsibilities needed in the branch office with todays risk and liability? Carolyn has it all covered, she can train new hires, manage an examination when Arizona walks in to do one, utilize her Attorney and Branch Management skills and work with the Regulators who know her well from her many years involved in both seminars, training and representing clients when the Regulators communicated or had examination questions. She also provides the local 5 year in-state residency requirement and three or more years of Management Experience. . All of those key attributes puts Attorney Carolyn Goldman at the top of our list and many others lists as the main person sought after when a new company is opening up a Mortgage Related Branch in Arizona and needs an Arizona Responsible Individual. Bill Lavigne, Compliance Analyst, Norwich Commercial Group, Inc."

"Union Home Mortgage Corp has found Carolyn Goldman to be a great resource for everything we have needed in Arizona, from Responsible Individual status, to acting as a local resource, to helping coordinate our state exam with the state examiners. I highly recommend her to others in need of these services."