About the Prosper
Prosper is a finance institution located at 4127 East Van Buren Street, Phoenix, Arizona, United States. They offer smart and simple tools for borrowing, saving, and earning. From credit cards to personal loans, HELOCs and HELoans, investing opportunities, and educational content focused on financial knowledge, Prosper provides a range of financial solutions designed to support you in consolidating debt, financing home improvements, covering healthcare costs, and enhancing your financial well-being.
Founded in 2005 as the first peer-to-peer lending marketplace in the United States, Prosper has facilitated over $27 billion in loans to more than 1.7 million people. They prioritize security, using significant safeguards to protect personal information. Prosper has an A rating from the Better Business Bureau and serves on the Board of Directors for the American Fintech Council.
Whether you're looking to establish credit, consolidate debt, improve your home, finance healthcare costs, or diversify your investment portfolio, Prosper can help you improve your financial health. They offer resources for people at all stages of their financial journey, with a focus on simplicity, speed, fairness, and personalization.
Your security is Prosper's highest priority, with 256-bit encryption to keep your information safe. They also comply with Federal law requirements for financial institutions to verify and record information for account holders. With fast funding options and a variety of financial products, Prosper is committed to helping you achieve your financial goals.
Reviews of Prosper
"PLEASE Be careful with this company. I was pre-approved for a personal. After questions to a rep I agreed to their terms and proceeded. Upon agreement I was asked for my bank account and routing number, "twice" for accuracy so that they could send me the loan. After sharing this private/personal information, I was then denied the loan? Why does a company ask and accept this type of private information if they're not going to proceed with the loan. I have gone through a loan process before and this information was not requested until the deal was made. Proceed with CAUTION! I'm now wary about who has access to this information and why. Scared really."
"Non stop calls 3 times a day and I already got a loan through some other place, blocked there number but they stay on juuussst long enough to make it go into voice-mail that I then have to go in and delete so the pop up is off my phone. Being annoying isn't gonna get you business"
"Won't stop calling 3-4 times a day and so far for 4 days straight now. I only was checking with credit karma and then this company won't stop harassing me now. Im so done. HARASSMENT! A joke of a company!"
"Was only trying to get quotes for a loan and looking into varying APR rates and have gotten non stop calls from this company for 2 weeks. Was looking at loans from Lending tree will look at options from experian going forward."
"Awful experience! I wish I could give this place no stars. Do not do business with Prosper. Throught Experian website I got pre-approved for a loan. Prosper website allows you to put in your information for a loan, say it's approved, sign the disclosure agreement and even states they won't do a hard credit pull. I then get my account suspended for no reason, loan denied and they pulled my credit. You should not be allowed to operate a business!"
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