American Pacific Mortgage (NMLS #302011) 1833 West March Lane, Stockton, CA 95207

"Tom Fernandez was very helpful and professional he answered all my questions I highly recommend him for all your mortgage financing needs. He is very knowledgeable and well informed and extremely supportive."

"Tom is one of the most informative person to work with. He answers any and all questions from my partner and I. He responds in a reasonable time and him and his team works really fast behind the scenes for our first home purchase!"

"Tom was great and made the purchasing experience a breeze. I was so worried and anxious about qualifying and the loan going through, but he was so calm and collected which helped put me at ease. He provided little summary videos at each step which helped give me a better understanding of where we were at in the process and what to expect next. I would definitely refer him to all friends and family. I have heard horror stories about being harassed by the loan officers, but Tom let me know what he needed in a clear and concise manner which helped the loan close more efficiently."

"I have never written a review, but I feel that Tom Fernandez at American Pacific Mortgage has done such great work for my family and me. The experience didn’t feel like a business transaction and more casual and low stress. There were no mistakes or other issues throughout process. It may sound cliche but you’re in good hands with Tom. Our home closed yesterday. Great experience."

"This is the second time I have had the pleasure to work with Tom and again I was very pleased with the high level of service and knowledge Tom offers his clients. Tom was trustworthy and very professional in his interactions with both me and my wife. He delivered what he said he could do for us. Again we were able to adjust our financial planning and goals with Tom's help. I have recommended and will continue to recommend Tom Fernandez in the future. I recommend Tom for all of your mortgage needs without hesitation."