Zoom Loans,

3461 Brookside Road, Stockton, CA 95219

"Thank you to @Nathaniel R for a relatively painless process going through refinancing my home loans. His honesty, character and professionalism made me decide to use Zoom Loans instead of my current (or I would say former) mortgage lender, who you would expect to give you the best offer to keep your business with them. Nathaniel is upfront and tells you if you are getting the best deal/rate and not trying to force you into something just to be done with it. Have you heard someone tells you “This is the best rate I can give you BUT if you find another offer with a better rate, we will match it”. Guess what? I did find a better offer at Zoom Loans, my previous lender never got back to me. Instead, they tried to rush and close my loan as fast as they can. Even if they did and offered me to match or gave me a better deal, I would have not taken it anyway. Why didn’t they give me the best rate at the very start, instead of giving me the “song and dance”?. It’s about principle and how sincere and honest you want to do business with your clients. With Nathaniel, his advise was, “if you can find a better deal/rate, take it!“ What does that tell you? Throughout the process, Nathaniel was always available for any questions. This was not my first refinance, so I have a good general idea of the process and what is going to transpire. Overall, I had a great experience with Zoom Loans and thankful that Nathaniel took care of my refinancing and would like to continue doing business with him in the future."

"When we started with our home purchase journey, we got 2 referrals from our friends who also live in the Central Valley. We ended up working with Nathaniel because we like his work ethics. He is straightforward and will tell you what you really need to work on with your credit to get better financial opportunities. He is not going to rush you into anything to for his own personal gain. Instead, he will give you options on how you can make home purchase beneficial for your family considering the fact that this market had gone crazy. My husband I were very impressed with how honest and transparent he is. Nathaniel referred his wife Erica to us who is a realtor and as equally, patient, hardworking and honest as he is. They both worked hard to help us get our dream house and for this, we will always be grateful for their service. This lender/realtor tandem gave us seamless experience and it was very easy and pleasant to deal with both of them. I highly recommend Nathaniel and Erica and will choose to work with them over and over again."

"Our Home Refinance experience with Nathaniel Rutkoski was amazing! He was helpful and prompt with responding. Polite, professional and went over and beyond even when we thought maybe we were being difficult. In the end we felt 100% with the decision we made. We are very happy and very thankful for him and all his help throughout the process! Thank you Nate and Zoom Loans!"

"A start to finish amazing experience. Nate made himself available to answer any and all questions that we could possibly have had at any time throughout the purchase. This was a stress-free transaction thanks to the efficiency and attention to detail that Nate provides. Additionally, his knowledge and experience allowed us to make decisions about how to structure our mortgage to best suit us. Everything Nate promised, he delivered on... and then some! The entire process was a breeze and he is an absolute professional in every way. Nate was awesome from the time we reached out up until our closing. We're now enjoying our new build home. We look forward to refinancing in the near future and we highly recommend him to anyone looking to help finance your home."