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Saddleback Acceptance Corporation
2670 North Main Street, Santa Ana, California, United States
About the Saddleback Acceptance Corporation
Saddleback Acceptance Corporation is a finance institution located at 2670 North Main Street in Santa Ana, California, United States. We specialize in providing financial solutions and services to individuals and businesses in need of loans and credit. Our experienced team is dedicated to helping our clients achieve their financial goals and navigate through the complexities of the financial world. With a focus on customer service and reliability, Saddleback Acceptance Corporation is committed to providing top-notch financial assistance to our valued clients.
2670 N Main St #250, Santa Ana, CA 92705, United States
Opening hours of Saddleback Acceptance Corporation
Monday:
09:00 - 17:00
Tuesday:
09:00 - 17:00
Wednesday:
09:00 - 17:00
Thursday:
09:00 - 17:00
Friday:
09:00 - 17:00
Saturday:
Day off
Sunday:
Day off
Reviews of Saddleback Acceptance Corporation
"I give saddleback acceptance 5 stars because at least there’s a finance company that will give people with bad credit an opportunity to owning a vehicle. If you don’t like the high interest rates than maybe you should of made your credit a priority! Thank you for the opportunity. If you don’t skip a payment than you’ll have no problems. I always made extra payments and called it in to specify for it to go towards the balance. They are very easy to work with."
"This place is BAD, wish I can give no stars because that’s what they really deserve. After reading most of the reviews ITS ALL TRUE ! I have nothing to say. STAY AWAY FROM THIS COMPANY!"
"They just sent me a bill for damn there 1000 bucks off of one late payment I never seen a car payment increase over time there's definitely some suspicious acts going on here"
"STAY AWAY - I have never had to deal with a company that is this shady. Since my first payment I have been paying more than the payment due, this is due to the the high interest and in my attempt to pay this account sooner than the 3 years. Since my first payment I called and spoke to representative letting her know I would be making an overage payment every month and that they needed to apply the difference to the principal. this was back in July of 2021 a year later after never receiving a single monthly statement from them and in my attempt to figure out what I owed I reached out to them, first to let them know that was not receiving statements and second to find out my balance. TO MY TOTAL SURPRISE the lady said oh you do not owe a payment until January of 2023, It was then I understood they had not applied my overage payments to the principal! They basically told me they could not do anything about it since it was a year of transactions. Well NO I was not going to take that as an answer, I stood my ground and after a back an forth they realized I was not giving up and they agreed to make adjustments and promised to send me a report and monthly statements, I did receive an account ledger a few weeks later where they did make some adjustments but not to all the payments. It is now October and they have failed again to send me monthly statements. Do they do this purposely ? Yes they are a FRAUD. How can I reassure myself they are applying my monthly correctly?? They know what they are doing! NO DOUBT I have now filed a complaint with the Department of Financial Protection and Innovation at the California Department Of Justice. I hope this company now takes me seriously."
"As described on their website, Saddleback is a sub-prime auto lender, for those NOT familiar with that term, it means that they finance people, such as myself with less than stellar credit history and they take the financial burden where other banks or lenders won't. When I purchased my vehicle from them 2 years ago, I had just re-entered the workforce, I had just been at my job for 3 months, and they took a chance on me and financed an auto loan. Have I been in default? Absolutely, have I contacted them to make arrangements? YES! And each and every time they've been REALLY helpful. But I can honestly say that the reps you speak with can only react to you based on your initial approach. If you call in, time and time again with excuses about why your loan is in default, then they'll know you're just a bad pay. If you call once a year or less (such as myself) and are direct about your financial situation, they can really help. I don't think I've ever had a rude encounter, but I've also been pretty humble when I've had to call in. I can't really sit on my high-horse if I'm calling my auto lender because I'm late on my payment. And I get that life happens, we lose jobs, family members suddenly fall ill or unfortunately pass, but those are things that should be communicated immediately, no finance lender will turn you away unless you're now 90, 120, 180, etc. days in default. My credit is now on the road to recovery and I will be done with my loan by next year. I don't foresee having to finance through them again, but my experience with this loan has been positive, it's been my actions (with miss managing money in the past) that could have potentially made this a less than positive experience."
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