HealthMarkets Insurance - Manfred Luedge 505-A River Street, Santa Cruz, CA 95060

"Manfred is a wonderful resource. He cuts through the morass of plan details to lay out your options clearly and succinctly. It is a relief to know that I have all the information I need and am making the best decision possible."

"Manfred assisted me getting on Social Security and Medicare. He's knowledgeable, communicates well and takes as much time as needed to understand the issues. Top notch. Highly recommended."

"Richard Knightley wanted me to pay for a health insurance policy for $156.00 I had problems with my email He muttered he'd spent so much time (45 minutes) and hung up on me. I then called the number for the health insurance company and got full coverage for $44 per month."

"Manfred helped my family sign up for health insurance along with a Medicare supplemental plan. He made the process easy and fast. He was able to answer all my questions and explained everything to me in detail. We were able to complete everything by phone and email. I highly recommend!"

"For 2015 supplemental plan we found Manfred knowledgeable, friendly and precise. He proposed Humana Gold and we have been very satisfied with the choice. Thanks, Manfred Shalom and Vito"