Benafica,
6701 Upper Afton Road, Saint Paul, MN 55125
About Us

Benafica is an insurance agency located at 6701 Upper Afton Road in Saint Paul, Minnesota, United States. Specializing in Individual Coverage Health Reimbursement Arrangements (ICHRA) and Qualified Small Employer Health Reimbursement Arrangements (QSEHRA), Benafica is the leading ICHRA administrator, providing simplicity, accuracy, and peace of mind for employers, associations, brokers, and individuals. With a focus on helping clients reach their financial and benefit goals, Benafica offers a full suite of HRAs, FSAs, and LSAs to create customized benefit packages. Employers and associations can log into their organization's portal to manage their benefits, while individuals can use the BenngiHealth app to oversee their healthcare journey and benefits. Additionally, Benafica offers tips on using LSAs for enhanced benefit programs, such as mental health assistance, student loan reimbursement, and fitness incentives.
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Hours open
Monday:
9:00 AM - 5:00 PM
Tuesday:
9:00 AM - 5:00 PM
Wednesday:
9:00 AM - 5:00 PM
Thursday:
9:00 AM - 5:00 PM
Friday:
9:00 AM - 5:00 PM
Saturday:
Closed
Sunday:
Closed
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Contact Us
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Reviews
"For several years, I've trusted Benafica with critical information and questions. I'm continually impressed with the professionalism and service I receive. Most recently, in a consultation with Gus, I learned helpful information and received expert insights and thoughtful guidance, along with patience and thoroughness that allowed me to feel confident in my decisions about insurance. Thank you!!"
"Benafica has been super helpful these last 2 years as I have been seeking my own health insurance options within the state of Minnesota. Namely, Insurance Adviser August Kammueller was just the best. He clearly explained everything and gave all options available to me under my specific circumstances. One thing I don’t think people understand is that Benefica is a free service to the consumer. Their staff is paid by the different insurance carriers of Minnesota."
"We have been working with Mike Giliuson at Benafica in arranging for medical insurance and could not be more pleased! Mike is a pleasure to work with as he clearly explains options, is very patient with our questions and diligent with his follow-ups. I have worked in the insurance industry as well as managed various customer support operations, and Mike is a shining example of what quality service is all about. Many Thanks!!"
"Andrea was one of the first people we met with as we were getting ready to start our business and she helped us think and work through a number of topics, not just benefits. The Benafica team has always been great to help our team answer questions timely and effectively. We are excited that almost 3 years later we still have a great partnership."
"Changing health insurance can be a stressful ordeal. Mike Giliuson at Benafica made the process stress-free and straightforward. We look forward to working with Mike and the team at Benafica as we complete the transition after our COBRA coverage expired. We also plan to work with Benefica as we evaluate Medicare alphabet soup options in the future. A very knowledgeable and responsive group."
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