TRC Financial

TRC Financial is an independent insurance agency located in Irvine, California, United States. With a focus on life, disability, and long-term care insurance, we help our clients protect their wealth and preserve their legacies. Our experienced team specializes in structuring and administering large life insurance portfolios for entrepreneurs, affluent families, and institutions. We have decades of experience in underwriting and managing custom insurance solutions for our clients, offering proprietary products not available in the retail market.

As an independent firm, we provide unbiased advice to our clients and their advisors, with direct access to insurance carrier products and designs. Our long-standing relationships with clients are built on trust and exceptional service. We offer innovative benefit plans and investment accounts to help clients achieve tax-deferral on investment gains and transfer wealth to future generations.

Our unique approach includes evaluating the economics of life insurance policies, understanding life settlement market values, and offering corporate-owned life insurance solutions. Through our partnership with M Financial, we provide clients with access to private placement annuity and life insurance contracts. Our focus on proprietary plan design and administration sets us apart in the industry, ensuring that our clients receive tailored solutions to meet their individual needs.

Whether it's protecting land and cash flow for future generations, solving long-term care challenges for executives, or acquiring life insurance policies for key stakeholders, TRC Financial is dedicated to helping clients achieve their financial goals and secure their legacies. With a commitment to excellence and innovation, we strive to provide unparalleled service and support to our clients and advisors.