Jora Credit

"I do not have a loan with this company. I did fill out an application and after considering the fees, I declined the loan. I did get a .01 charge to my bank. Then a $442.00 charge same day, labeled products. Thankfully my bank shut it down. Someone there took my personal info and tried to use it. Be aware."

"Very unprofessional staff, who speak to applicants in a condescending manner. I had issues with the company verifying my bank with is a well-known bank. The rep kept repeating the same things as if I was hard of hearing or didn’t comprehend. I ended the call and thankfully they didn’t approve me as I don’t want to do business with any company that speaks to customers the way they did."

"The process was fast and easy. Money in the deposit same day and got it the next day. I haven't paid my first payment yet. To soon to give it 5 stars. Ask me again in 2-3 months."

"Said my loan was approved then asked to allow access to my checking account. After they accessed it my loan was rejected. This is not right for them to look at your checking account because they want to. The loan should have been rejected before looking at my checking account. Stay away!"

"It is very easy to get a line of credit; however, this place will bleed you dry if you aren't able to pay the entire loan off at once. I applied to consolidate some of my debt and was surprised to be approved and with a low rate but didn't read the fine print. The customary fee they throw in will get you. For me it's about $10 a day to use plus whatever the interest is. I tried calling customer service to close it out so I could make payments to get the balance down but as long as there is a balance they won't let you do that. Every other company I've ever had credit with has allowed me to do so. I've been paying $400 a month on this loan for 4 months now and still owe the original withdraw amount plus some because it's so expensive. Also, as soon as you pay, it takes about 5 days before your funds become available before you can use them again, not that you want to because it counts as a cash advance with higher rates every time you do. Maybe one day I'll get this paid off if I don't lose everything I have to pay it off before then. Beware and understand what you're getting into before you apply. They should be ashamed of themselves."