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CreditZap
310 South Washington Street, La Crosse, Indiana, United States
About the CreditZap
CreditZap is a leading finance institution located at 310 South Washington Street in La Crosse, Indiana, United States. At CreditZap, we specialize in providing quality financial services to help individuals and businesses manage their finances effectively. Our experienced team is dedicated to offering personalized solutions tailored to meet the unique needs of our clients. Whether you need assistance with loans, credit cards, or other financial products, CreditZap is here to help you achieve your financial goals. Visit us today to experience the difference that CreditZap can make in your financial future.
310 S Washington St, La Crosse, IN 46348, United States
Opening hours of CreditZap
Monday:
09:00 - 17:00
Tuesday:
09:00 - 17:00
Wednesday:
09:00 - 17:00
Thursday:
09:00 - 17:00
Friday:
09:00 - 17:00
Saturday:
Day off
Sunday:
Day off
Reviews of CreditZap
"A big thank you to Michael Gill and his team for fixing a complex mess when my my credit was decimated by multiple false (fraudulent) collection items and address records that were not mine My credit score dropped over 200 points! Michael and team investigated across all of the collection companies and bureaus involved to figure out what happened, and repaired and restored my credit. Moreover they restored my peace of mind. Thank you!"
"I signed in October 2020 up with Credit Zap through another company because that who they were affiliated. I was promised that Credit Zap will look into my case once I signed up and they will help with my credit from one particular company. My credit took a dive from this one company reporting negative items. Therefore, I have called Credit Zap several times why they are not on top of my case and was told each time that someone will call me back. It is now April 2021. So, I emailed stating my situation and if someone can look into my case. All I got back as a response to my email was "Ma'am can I please have your name?" I responded and no follow up. This is how Credit Zap handles new clients? I would not recommend credit zap to anyone. Instead, I used to use Lexington Law and they removed all my negative items. Someone always answers and gets back to you at Lexington Law. Most importantly, Lexington Law will do what they are supposed to do, help you fix your credit with all three bureaus. I highly recommend Lexington law. Credit Zap is such a huge disappointment and caused me nothing but frustration."
"Update 12/11/2020 - I signed up with CreditZap NOVEMBER 2019. Additionally I did not lose my job during the pandemic THANK GOD but it’s sad that this business would even attempt use job loss during a pandemic is something demeaning. I wrote my review when I cancelled service and updated to include the quotes from Mr. Gill listed below. Today - 12/11/20 CreditZap replies to my review without facts and accusing me of being a scammer? Please please lease read my review and the reviews of others BEFORE utilizing this company. It is NOT worth your time, money or energy. CreditZap comes across as a legit business. As a new customer you will submit forms electronically and even be able to speak/email a live person however what is actually occurring if anything will be kept a secret. I paid for CreditZap for 4 months totaling $400 and I feel as though I was scammed. I did not receive an update on my customer profile until AFTER emailed and emailed and emailed. A few “successes” were dropped in my profile however these were not evident when I pulsed my own credit report. I received excuse after excuse from the representative in regards to why my account wasn’t updated (system changes, the system was down, the pandemic, funerals etc) but never any useful information. Usually people don’t seek out a company like CreditZap if they have $400 to give away. It was a struggle for me to make my payment every month HOWEVER I blindly trusted the company and it’s BBB score and I shouldn’t have. If I could demand a complete refund I would for no other reason than CreditZap is a business that deals with customers’ livelihood therefore EVERYTHING should be open, honest and transparent. After requesting some sort of update for days via email, my customer account online was suspended. How convenient? If you are in need of services similar to what CreditZap claims to offer.... Do it yourself! Check online for resources! DONT GIVE THIS COMPANY YOUR MONEY! UPDATE 4/22 Credit Zap update/review #2 I received an email (4/14) from the Legal Team which stated I had the following options Legal Team Email - BEGIN Quote: "That said there is two options. Option 1 - we terminate your account in its entirety. Option 2 - we leave your account where it stands and continue our work Probono as outlined above and like it was stated previously to you by Mr. Gill. You have the right to chose which ever you like. However, if you do choose option 2. We will ask for a retraction of your review. As we are here to help everyone." END quote Once I selected Option #1, I received a not so nice email from the owner Michael Gill which stated Begin Quote: "Everyone has their own outlook on what is what and how things should work. Luckily we were able to sustain your review and we are filing an injunction to have it removed by way of judicial order." END Quote As a consumer, I utilize reviews to select businesses of which to give my hard-earned money. I expect reviews by consumers that have rebuttals from companies BUT NOT to be removed by a company because it may damage their reputation. Please be cautious of any company that does not have any negative reviews since according to Mr. Gill, Credit Zap has serviced 9,571 consumers thus far. But only 3 google reviews? And all 5 stars?"
"CreditZap has assisted me with removing the bad information off of my credit report. I am finally able to purchase items I want on credit. The team i worked with at creditzap was great. very responsive between phone calls, emails and texts they always were very prompt. Completed the work in under one month. which was two months earlier than estimated."
"I woke up Thanksgiving morning to a drop of 150 points to my credit score. I found out someone opened up an account in my name and that the account had been charged off. I immediately called CreditZap to help me and was blown away by how fast they were able to restore my score with the credit bureaus. I highly recommend CreditZap no matter what credit issues you may have!"
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