Zhang Financial,

101 West Big Beaver Road, Troy, MI 48084

"Maintaining our Health, nurturing our family, and managing our wealth are paramount in our lives. We seek out top-notch doctors for our health and trustworthy contractors to build our dream homes. So, why not employ the best financial advisor for our wealth management? This is the reason I chose Zhang Financial. The president Charles Zhang and CEO Lynn Zhang have perfected a system that is not only efficient and productive, but also personal and enjoyable. Raymond Zhu and his assistant Jerry He are simply outstanding! In fact, everyone in the company we interact is very nice and helpful."

"I have used several financial advisors since the late seventies. I was not satisfied with their service, results, and fees until I became a client of Zhang Financial. Their service and results are excellent, an added bonus is their Fee-Only approach. Having a fee-only financial advisor is the best way to ensure your financial advisor is working with your best interests and that the fees collected will be transparent and straight forward. Previous advisors were more concerned with churning my accounts rather than working for my benefit. I was so impressed with the products, people, and performance for my personal accounts that I had them manage my company's 401k as well. Zhang Financial is very honest and cost efficient. I am beyond pleased with their service. I have recommended Zhang Financial to family, friends, and clients."

"I've been a client of Zhang Financial for many years. I have received better than benchmark returns with the lowest fee structure while staying in line with my overall financial needs. Long before I ever knew Charles and Lynn Zhang, I had dealt with financial firms and banks in the metro Detroit area to handle my irrevocable trust and revocable trust. None have ever provided the level of all-round exceptional service that I'm receiving with Zhang Financial. My portfolio is routinely reviewed and refreshed. Any life changes, tax issues or legal trust issues that concern me are addressed. They house a talented team that proficiently handles all my account requirements. My needs are always the first priority. Zhang is a Fee-Only firm, meaning that the only fees taken are a percentage of your assets. That's what you should look for in a financial firm. Fee-Only firms are not the same as Fee-Based firms. Fee-Based firms can take a percentage of your money and are also allowed to get kickbacks from funds they put you in. A major conflict of interest. I've always been a stickler on fees, whether upfront fees or internal fund fees. Zhang provided me the lowest fees in both areas while best addressing my financial goals. One of the things that first impressed me when speaking to Charles was his ability to meticulously choose funds that run the lowest internal fees with the highest performance on returns. Throughout the years they have earned my respect and admiration. I have complete trust in them. Zhang Financial is the epitome of what a financial firm should be. Barron's and other reputable sources have made no mistake in putting Zhang Financial at the top of their list!"