740Plus Credit Score Repair

"I hired Mr. Schram at 740 plus credit....I had a collection agency suing me on 4 delinquent accounts. Not sure how he did it, but the collection agency lawyers dismissed the case against me,.. agreed to not sell the debts to another agency and wiped the derogatory marks off of all 3 credit bureaus - 4 accounts for each bureau- amazing results!"

"I highly recommend Dave to folks who have issues with their credit. I could tell from my initial over-the-phone consult that he is very knowledgeable and professional. GM financial had ruined my credit . However, Dave did a great job and I am in process of getting my credit back to where it was. Dave also provided me with some great tips to increase my credit score."

"What a great experience with Dave! Great guy who isn’t out to take advantage of anyone. Glanced over my credit report and walked me thru step by step on my next moves. Felt that I wasn’t far from my goal of obtaining a mortgage loan and didn’t feel like I needed his services. Instead of turning me away he guided me. I was speechless after receiving his call after my credit report review. I’ve recommended him to family and friends."

"I have been trying to obtain a home loan and had an NCB collection standing in my way. The collection agency refused to delete even if I paid the whole debt and it was a very small amount - less than $600. I fought with them for 2 years. Worked with other credit repair agencies, other professionals - nothing changed. Then I read about Dave. I called and he was very clear and upfront about what could happen. He made no promises except to try. Then lo and behold, in less than 1 month NCB agreed to delete if I paid half the debt!!! I was beyond happy and thankful. Dave and his team are amazing. He is super knowledgeable and a great resource. I feel so blessed to have worked with him."

"Dave was great! He kept in contact with me through out the entire process. I was being sued by LVNV Midland Funding when I read about Dave. He accomplished 100% debt wipe,permanent dismissal of suit, agreement not to re-sell the debt, all-Bureau credit deletions, and no 1099. I would recommend him to anyone who needs assistance with being sued by LVNV Midland Funding!"