Joel Toigo Insurance

"Joel did an amazing job handling our disability insurance needs. The difference coverage, rates, etc can be very confusing, but Joel took the time to explain it, walked me through options, and was concerned about what was best for me. He was also great in explaining what I DIDN'T need. He isn't out to make a dollar, he is there to help. Very happy to have used his services!"

"Joel is not just an insurance expert he keeps it honest and forthright with every client I've seen him work with and he has always worked hard for me and my staff to give us the best deals possible for our insurance needs. He's the best!"

"Joel Toigo is the type of person who is in the business to help people because he truly cares about them. It is immediately evident that Joel will recommend the right product even if he does not benefit from it. Joel has great integrity, follow-through and passion to do what is right. Colonial Life is truly fortunate to have him on their team and as one of their leaders."

"Joel has been my "go to guy" for all my insurance needs. I can always count on him being there for me and answering any questions that may arise as my insurance needs change. He is a true professional who is always looking out for my best interest and not his pocket book! Because of his knowledge and expertise, I have received over $6,000 in reimbursements from the supplemental plans that he has provided to me and my family. He has also been able to increase my life insurance benefits while at the same time save me money from my prior agent/policy. I would highly recommend Joel as your "go to guy" when it comes to all your insurance needs."

"We have worked with Joel for many years for our personal and business life insurance needs. We have always found his advice was to point us to the lowest cost quality options to meet our needs, regardless of the consequences to his own fees, and always in our best interest. We admire his high energy and integrity."