Joseph Pernice - Aflac Insurance Agent

Joseph Pernice - Aflac Insurance Agent is a trusted insurance agency located at 145 Johanna Lane in New York, United States. We specialize in providing a wide range of insurance policies to help you feel secure and prepared for life's unexpected events.

Accidents can happen at any time, which is why Aflac pays cash for covered accidents to assist you during difficult times. In the event of a positive diagnosis, Aflac provides financial support to ease your worries. If a serious health issue arises, Aflac helps alleviate the financial burden so you can focus on recovery.

Our insurance plans offer peace of mind by offering essential financial protection to your loved ones. Aflac also helps with deductibles, co-pays, and other out-of-pocket expenses related to hospital stays. Our dental coverage includes a variety of services with no networks, deductibles, or precertification requirements. Additionally, our vision care coverage pays benefits for a range of services from exams to surgeries to eye diseases.

At Joseph Pernice - Aflac Insurance Agent, we believe in providing quality products to employees at no direct cost to you. If you are interested in becoming an Aflac insurance agent, we offer unlimited potential and flexibility in this opportunity.

Please note that individual insurance and group dental and vision insurance are offered by American Family Life Assurance Company of Columbus, except in New York where coverage is provided by American Family Life Assurance Company of New York. Group policies are offered by Continental American Insurance Company.

For more information on our services and coverage options, visit us at our headquarters in Columbus, GA or contact us at our locations in Columbia, SC and Albany, NY. Aflac's Premium Life, Absence, and Disability Services are available in all states except Puerto Rico, Guam, or the Virgin Islands, and are administered by Continental American Insurance Company. Self-funded plans and absence services are administered by CAIC in all states except NY.

Please be aware that administrative services are not insurance and may not be available in all states. Direct to Consumer Business is underwritten by Tier One Insurance Company, operating as Tier One Life Insurance Company in California.