C & O Employees Hospital Association 511 Main Street, Clifton Forge, VA 24422

C & O Employees Hospital Association, located at 511 Main Street in Clifton Forge, Virginia, is a health insurance agency celebrating its 125th anniversary in 2022. We pride ourselves on providing high-quality customer service to our members, who support us in serving the railroad family. Our affordable Medicare Supplemental Plans, including pharmacy benefits through Navitus, are portable and ensure you never lose coverage when moving within the United States. Our dedicated staff, led by professionals like Administrator Michelle Hoke and Claims/Benefits Manager Brandi Via, work tirelessly to meet the healthcare needs of our members. Whether you are a current or former CSX/C & O Railroader, a dependent family member, or an employee of the former C & O Hospitals, we are here to support you in navigating the complexities of Medicare coverage. Contact us today to learn more about how C & O Employees Hospital Association can help you access quality healthcare without the high costs and frustrations of traditional insurance companies.