Kyle Stolte - Heritage Financial 175 Admiral Cochrane Drive, Annapolis, MD 21401

"We are so grateful we connected with Kyle during our homebuying process. He was referred to us by our realtor and he ended up being the perfect fit to our team. Being first time homebuyers, we had a least one million questions--every time we connected--and Kyle was not only patient with us, but broke down anything that was confusing-- not just once, but multiple times, worked with our crazy schedules, and made us a priority every step of the way. Our personal experience of a homebuying journey took about two years from when we first met Kyle and he continually checked in, gave us solid advice and recommendations for our particular situation, and saw us through to what ended up being a very happily ever after. What we are most appreciative to him for is his honesty, his real talk, and his constant communication. Buying a home can feel overwhelming, but with the right team of people you can trust, it doesn't have to be confusing. Kyle helped ensure we had the best experience possible and for that we are very grateful and would recommend him to anyone looking for a similar homebuying experience."

"Highly recommend going with Kyle when looking for a home loan. We talked with a few other big name mortgage companies but none of them felt as personal as when talking with Kyle. My wife and I started looking for a home right as the housing market was becoming highly competitive. Kyle was great through the whole process, quickly responding to our emails, running numbers for us as we looked at homes, all helping us make an informed offer on homes we liked. After finally getting an offer accepted Kyle stayed on the ball, answering any and all questions we had and helping us close on our dream home in under 30 days. I will definitely be referring anyone with a mortgage need to Kyle!"

"Kyle made the financial process of buying our new home so easy and eliminated that stress level normally associated with it. He’s was readily available at any time to answer all questions and make sure we received the absolute best rate and that everything made sense for us financially. We are so thankful to have Kyle during this process. I can’t recommend Kyle enough!!!"

"Kyle is honest to goodness a life saver. He was my loan officer while purchasing my first home back in March via referral. Normally I'm a hands-on person with everything I do. Buying your first house was probably the most stressful times of my life. I had to be on top of my money, getting ready to move, my bank's merger, etc. It seemed like all the forces in the world were trying to stop me from getting this house, but Kyle was so calm. I would be bald if it wasn't for him. He's so experienced so everything that happened, he already had a plan set in motion for it to make sure I got my house. It's very hard to trust someone you've never met with a huge loan and getting you the best rate, but I 100% trust Kyle. Anytime I had a question, Kyle had an answer. Not to mention, the amount of detail and care he gave to me during this process, seemed like I was the only one he was working with but he works with multiple people at the same time. THAT'S CRAZY! I hear horror stories from friends who's loan officers do the bare minimum and now they are stuck in a crazy mortgage waiting to be able to refinance out. Not me! Kyle gave me a game plan through my whole first 6 months of owning my first home. If I buy another home in the area then I'm for sure working with Kyle."

"Having known Kyle for many years, we reached out to him to see if we could lower our mortgage rate and monthly costs. As the rates were fluctuating, Kyle worked diligently to get us the best rates. He took a lot of time and research to get us no out of pocket costs and lower monthly payments. Kyle communicated through each step of the process. We would highly recommend Kyle Stolte as your loan officer."