Admiral Finance

Welcome to Admiral Finance, a leading finance institution located in Christchurch, New Zealand. As an establishment specializing in finance, we are a point of interest for individuals seeking quick and efficient loan solutions. With our easy online application process, you can apply and receive funds often on the same day* in just 6 minutes.

At Admiral Finance, we understand the importance of flexibility when it comes to loans. If you can afford the repayments and meet our lending criteria, we'll work with you to find a loan structure that suits your needs. Our interest rates are highly competitive, ensuring that your loan works for you and your financial situation.

What sets us apart is our personalized approach. Unlike computer-driven lenders, we have a team of real people who assess your application and determine how much we can lend you. We pride ourselves on providing personal service to our valued customers.

As a New Zealand owned and operated business, we are proud to serve Kiwis and help them secure the finance they need quickly and at competitive rates. Since 2003, we have been one of the longest-standing finance companies in New Zealand, serving customers nationwide.

We offer a range of loan options to cater to various needs. Whether you need cash for personal reasons, a quick injection of funds, access to the equity in your house, or want to consolidate your debt, we have you covered. Our friendly team will personally assess your application and aim to be in touch within 60 minutes* during business hours.

Stay informed with the latest news from our finance blog, where you can find helpful tips and guides on choosing the right loan for your business needs, techniques to get out of debt fast, and a comprehensive guide on debt consolidation.

With Admiral Finance, getting finance from $1,000 to $50,000 couldn't be easier. We offer competitive rates that can help you save thousands over the course of your loan. Additionally, we provide zero-deposit loans secured by a vehicle, household items, or property, allowing you to get approved fast and get back to enjoying life.

We understand that not all finance companies are created equal. At Admiral Finance, we strive to be the best loan company New Zealand has to offer. We take the time to understand your personal circumstances and create greater flexibility around your payment terms. You can pay back the loan over a timescale that suits you and your income, and we can help manage your finances through cash flow problems.

Our loans are provided to New Zealand residents in accordance with the responsible lending code, affordability checks, and credit checks. We offer terms ranging from 6 months to 60 months, and our annual interest rates (AIR) are fixed for the term of the agreement. The AIR ranges from 13.95% to 23.95% depending on your credit profile, collateral, and other factors. All applicable credit fees and charges will be outlined in your loan contract.

For further details, please visit our responsible lending page on our website or use our loan calculator to estimate your repayments. As an example, if you borrowed $20,000 at 15.95% AIR and made repayments over 36 months, your total repayments would amount to $26,485.74, which includes establishment and administration fees, as well as interest.

Choose Admiral Finance for your loan needs and experience our personalized service, competitive rates, and flexible repayment options. Apply today and let us help you achieve your financial goals.

*Subject to the responsible lending code and affordability.