Mint Finance

Welcome to Mint Finance, a refreshing take on business finance in New Zealand. Located on Tuam Street in Christchurch, we are a leading establishment in the finance industry and a point of interest for business owners seeking expert support and fast decisions to drive stellar business performance.

At Mint Finance, we understand the needs of business owners and work tirelessly to provide the right lending solutions. We collaborate with renowned business finance lenders like Heartland, Open For Business, and Spotcap to ensure our clients receive the best possible financial support. As a digital-savvy lender, we prioritize a hassle-free and fast process because we know that time is money.

Owned and operated by New Zealand entrepreneurs Sam Cavanagh and Amos Banbury, Mint Finance is part of the One Partner Group. With a proven track record in creating a great borrowing experience and helping clients make smart lending decisions, our team is dedicated to providing exceptional service.

Since 2014, the One Partner Group has facilitated over $185,000 million in lending and assisted more than 13,000 borrowers. We are excited to explore how we can help meet your business finance needs.

Our office hours are Monday to Friday from 8am to 6pm and Saturday from 9am to 1pm. We serve clients throughout New Zealand and have two main offices, one located at 366A Tuam Street, Christchurch, and another at Level 2, 16 Edinburgh Street Newton, Auckland.

Don't just take our word for it, hear what our satisfied clients have to say. Ale Benintende shares, "Working with Mint was great – not only because they were so easy to deal with and obviously knew what they were talking about, but for me most importantly, they were quick to sort out lending that was right for what I needed." C Hayden from Auckland adds, "Referring a client to a lender is no small thing: you have to trust that they’re going to focus on your clients' needs, provide sound guidance, and do all of that without delay. That’s why we like Mint – they get what business owners need in a finance partner."

Please note that our rates of 7.95% are subject to lending criteria and eligibility. Approval within one hour and same-day payout are possible if the applicant meets the lending criteria and provides all required information. Our lender will independently assess your eligibility for a loan. We do not provide advice on whether a particular car loan offered by a lender is suitable for you. Rest assured, you are protected by responsible lending laws. Our recommendations are not regulated financial advice, and therefore, the duties and requirements imposed on people who give financial advice do not apply.

For secured loans, fixed interest rates range from 8.0% to a maximum of 14.95% per annum, with a minimum term of 12 months and a maximum term of 60 months. A loan establishment fee of $240 applies, and the minimum term is 3 months.

Unsecured loans have fixed interest rates ranging from 9.0% to a maximum of 19.95% per annum, with a minimum term of 12 months and a maximum term of 36 months. A loan establishment fee of $240 applies, and the minimum term is 3 months.

Here's an example to give you a better idea: If you borrow $5,000 over 12 months at 13.95% interest rate, the total repayment will be $5,644.33, including fees of $240. You will make 12 monthly payments of $470.36.

Choose Mint Finance for all your business finance needs and experience a refreshing approach to lending. Contact us today to explore how we can help your business thrive.