Kings Finance

Welcome to Kings Finance, a reputable family-owned finance institution located in Hamilton, New Zealand. With over 15 years of experience, we have been providing lending solutions to businesses in the Waikato region. As a leading establishment in the finance industry, we specialize in property development loans for construction companies, primarily focusing on residential builds in Hamilton.

At Kings Finance, we understand the unique challenges faced by construction companies during the development process. That's why we offer tailored financial solutions that help turn your vision into reality. Our loans are secured by a first mortgage, providing you with the necessary funds to take your project from bare land to completion. Whether you plan to sell or lease the property, we have you covered.

One of the standout features of our loan packages is the flexibility we offer. With lending periods of up to 12 months, you have the option to structure the loan in a way that suits your needs. You can choose to defer interest and principal payments until the project is complete, allowing you to focus on the construction without worrying about financial obligations. After all, we understand that the true return on your investment comes after the property is finished.

Our lending process is designed to be hassle-free, ensuring a seamless experience for our clients. We provide progress payments to developers based on an agreed schedule, ensuring that funds are available as the build progresses. What sets us apart is our willingness to consider proposals without pre-sales, ensuring that you retain the full retail price at completion, rather than sharing it with intermediaries or speculators.

To make the process even more convenient, we lend up to 70% LVR (loan to value ratio) on the cost price, reducing the need for QS reports or registered valuations. This not only saves you money but also speeds up the loan approval process. Please note that Kings Finance does not provide personal or consumer loans.

As a privately owned non-bank business lender, we prioritize speed and discretion. We do not work through brokers, preferring to meet our customers face to face. This allows us to gather all the necessary information and provide you with quick and informed decisions regarding your project. Our commitment to compliance means that we adhere to AML/CFT and Privacy laws to protect your interests. Kings Finance Limited is registered under FSP number FSP8421.

If you are in need of financial assistance for your construction or development project, Kings Finance is here to help. Contact Andrew today at 07 846 6008 ext. 1 or apply online to discuss your requirements. Trust us to provide you with the support and guidance you need to achieve your goals.