Total Mortgages

Welcome to Total Mortgages, a modern mortgage advisory institution located in Hamilton, Princes Street. As a leading establishment in the finance industry, we are dedicated to making a difference in the lives of everyday people. Our mission is to help you achieve your property goals by exploring various options, finding you the best deal, and sharing our extensive product knowledge.

At Total Mortgages, we understand that navigating the mortgage market can be overwhelming, especially for those who are new to the property market. That's why our team of experienced mortgage advisers is here to provide you with the answers and guidance you need. Whether you have questions about putting together a deposit, securing the best interest rates, or using guarantors, think of us as your personal first home guides.

If you're ready to trade up, move to a new suburb or city, or need to accommodate your growing family, our Total team can quickly and efficiently sort your mortgage approval. We'll handle the stressful aspects so that you can focus on the exciting task of house-hunting.

Taking control of your mortgage and setting yourself up for the long term is crucial. That's why we offer services to help you switch to another bank or renegotiate with your current one. Refinancing can potentially save you thousands in interest, provide extra cash when you need it, and allow you to structure your mortgage in a financially-savvy way. Talk to us today to review your mortgage options, navigate any break fees, and ensure the financial benefits outweigh the costs.

Property investment can be a great way to achieve financial freedom, but it requires careful planning and expert advice. Whether you're a first-time or experienced property investor, our team stays up-to-date with the latest policies affecting investors and can show you all your options to make your investment feasible.

If you're facing difficulties accessing funds from banks due to income proof or credit issues, don't give up on your dream of homeownership. New Zealand's non-bank sector is growing, and we can help you explore non-bank options that may pleasantly surprise you with their rates.

To help you plan and budget, we offer state-of-the-art mortgage calculators that can give you an estimate of how much you could borrow and what your repayments might be. Our goal is to empower you to make informed decisions about your home loan.

When you choose Total Mortgages, you can trust that you're receiving top-notch mortgage advice and support. Our professional mortgage advisers are committed to helping you secure the best possible deal, regardless of whether you're a first-time homebuyer, an experienced property investor, or looking to refinance your current loan.

As one of the best mortgage brokers in NZ, we take pride in offering exceptional service and personalized solutions to clients across the country. With our team by your side, you can have confidence that your property goals are in the hands of top mortgage advisers who are dedicated to your success.

Our experienced mortgage brokers in NZ will guide you through the entire process, from application to settlement. We provide personalized advice tailored to your individual circumstances and financial goals. So, schedule a call with one of our experienced home finance experts today and start your journey with the Total team.