Real Finance Limited

Welcome to Real Finance Limited, located at 69 Manners Street, Wellington, New Zealand. As a leading finance institution, we offer fast loan services across New Zealand. Whether you're in need of immediate financial assistance or looking for excellent financing options for your customers, Real Finance is here to help.

With over 100 years of combined experience in the finance industry, we have been serving the Wellington and Canterbury regions for almost 50 years. Through our branches, online loans, and word-of-mouth referrals, we have gained the trust and satisfaction of thousands of happy customers nationwide.

At Real Finance, we understand that everyone's financial needs are unique. That's why we offer a range of finance options to suit your specific requirements. Whether you need a short-term loan for your business, a car loan, debt consolidation, boat loan, or even a mortgage or bridging loan, we have the right solution for you.

Our expert lending team is dedicated to providing you with a fair service and terms that you can manage. We strive to make the lending process as quick and efficient as possible. In fact, we aim to approve applications within 60 minutes and have the funds transferred to your bank account within another 60 minutes after acceptance.

With repayment options starting as low as $20 per week and terms of up to 60 months, we ensure that our consumer and business lending solutions are affordable and flexible. Our highly professional team is committed to listening to your needs and tailoring each loan to perfectly suit your individual circumstances.

Real Finance is proud to be 100% New Zealand owned and operated. We believe in providing personalized customer service combined with integrated technology to deliver superior financial solutions. As a valued member of the Real Finance family, you can expect to be treated with respect and care throughout your loan journey.

We offer a wide range of lending options, complemented by insurance products and dedicated customer services. Our advanced technology allows us to manage the entire lending process with minimal effort on your part.

Integrity and affordability are at the core of our business. We ensure that our finance options are suitable for your purposes and have reasonable borrowing costs. In the rare event that something goes wrong, we are here to listen and resolve any issues with the utmost care.

Don't just take our word for it! Our satisfied customers have shared their seamless experiences with Real Finance. They can't believe how fast and efficient our application process is, from applying and being approved to accepting the funds into their accounts.

For more information or personal assistance, please call our dedicated team at 0800 21 21 21. You can also apply now via our fast online form and take the first step towards reaching your financial goals.

Please note that our consumer credit lending terms range from 2 months to 48 months, and our annual interest rates (AIR) are fixed for the duration of the agreement. The specific rates depend on your credit profile, collateral, and other factors. Full details of all fees and charges are available on our website.

As an example, a loan of $10,640 with an AIR of 6.58% would have applicable fees, including an establishment fee, Centrix Check, Wheels Report, PPSR search and registration fee, and an administration fee per month. The total interest would amount to $1,141.03, making the total repayable $12,646.03 over 36 monthly installments. The comparison rate for this loan would be 10.87% per annum.

We encourage you to share the link to our products and services with your family, friends, colleagues, associates, and anyone who might benefit from Real Finance's financial solutions.

Choose Real Finance for a seamless and personalized lending experience. We're small enough to care and large enough to make a difference in your financial journey.