Harmoney
About the Business
Welcome to Harmoney, a leading financial institution located at 110 Customs Street West, Auckland, New Zealand. As an establishment focused on providing exceptional finance services, we aim to be your go-to destination for all your borrowing needs.
At Harmoney, we believe in transparency and putting you in control of your loan. That's why we provide you with all the necessary information upfront, including your loan terms, interest rate, borrowing limit, and repayments. With us, there are no surprises or hidden fees.
If you opt for a secured loan, it's important to meet the security conditions within 60 days of the loan advance. Failure to do so will result in the loan reverting to unsecured, with a higher interest rate. We want to ensure that you have all the necessary information to make informed decisions about your finances.
To make things even easier, we offer a personal loan calculator that allows you to quickly determine your interest rate and repayments. No more waiting in queues or awkward face-to-face meetings – our online platform makes the borrowing process seamless and convenient.
At Harmoney, we understand that everyone's financial situation is unique. That's why our interest rates are based on your individual credit assessment, rather than a one-size-fits-all approach. We take into account your specific circumstances to provide you with the best possible loan terms.
Whether you're in the market for a new or used vehicle, looking to cover education expenses, consolidate debts, plan a dream vacation, start or grow your business, or even cover medical expenses or a wedding, Harmoney has a loan solution tailored to your needs.
Our dedicated team of more than 30 specialists is always ready to assist you. Whether you prefer to give us a call or chat with us online, we're here to lend a hand and guide you through the loan process.
Please note that Harmoney Corp Limited is licensed to provide a peer-to-peer lending service under the Financial Markets Conduct Act 2013. We adhere to strict credit criteria and responsible lending requirements to ensure that our borrowers are protected.
To give you an idea of what to expect, here's an example: a Harmoney Personal Loan of $20,000 borrowed for 36 months with a fixed unsecured interest rate of 7.99% p.a. would require a total repayment of $22,728, including the principal, interest, and a $150 establishment fee.
Rest assured, you are protected by responsible lending laws. While we provide recommendations on personal loans, please note that these are not regulated financial advice. This means that the usual obligations and requirements imposed on financial advisors do not apply to our recommendations.
At Harmoney, we are committed to providing you with a seamless and transparent borrowing experience. Join thousands of satisfied customers and let us help you achieve your financial goals.
Photos
Location & Phone number
110 Customs Street West, Auckland, Auckland, New Zealand
Reviews
"Eventually got there in the end. Very helpful with any questions I had and sorting the bank details. Online was a bit troublesome but fabulous staff there to help. Money was in account within 24hrs which was fantastic."
"Their quoting and application acceptance process was incredibly simple and easy to follow. The communication was great, and the overall experience was a breeze! Highly recommend."
"My experience dealing with harmony. Well when I delta with harmony I experienced the comforts of home. Done it all on my phone while I cooked bacon and eggs. It was pretty good over all. Would have got five stars but I over cooked the eggs"
"I've taken quite a few loans over many years and I have to say, Harmoney has been the fastest, easiest and most comforting provider I have ever experienced. Staff were nothing short of absolutely kind and caring. You were impeccable to liase with and I would definitely recommend you to others. Thank you all for your wonderful help and support. Even if my loan wasn't approved, I would still say the same about you. Very professional, kind and caring."
"Although we got off to a rocky start with the online process, the customer service received was exceptional. Clear direction on what needed doing and the whole process was very fast and efficient and the money was in our bank within 2 days. Well done team Harmoney!"
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