Habitat Finance 68 South Terrace, South Perth, Western Australia 6151

Welcome to Habitat Finance, located at 68 South Terrace in South Perth, Australia. As an establishment specializing in finance, we are here to assist you with all your home loan needs, whether it's your first home, a renovation project, refinancing, or investment opportunities.

In today's market, more than half of Australians choose to use a broker to secure their home loans, and there are many good reasons for this. The most important one being that we work for you, not the banks. We prioritize your needs and requirements, utilizing our market knowledge to negotiate with lenders on your behalf. We provide you with a range of options tailored specifically to your situation, rather than what benefits the lenders.

Our process begins with a thorough discussion of your financial goals and needs. We then research and analyze various products from a wide range of lenders to find the perfect solution for you. To make things even easier, we handle all the paperwork and manage the application process until settlement.

What sets us apart is our specialization in this field, allowing us to expedite the process. Through our strong relationships with lenders, we strive to secure your finance as quickly as possible.

In essence, a broker is there to protect your interests, while lenders prioritize their own. It's clear who will do a better job for you. Having the right people to assist you is crucial when investing in property. Before diving in, it is important to do your homework on the property market, and we would be thrilled to help you with the financing aspect of your decision.

As time goes on, situations change. Perhaps you've changed jobs, expanded your family, or simply want a better interest rate or to embark on a renovation project. Whatever the case may be, we are here to guide you through the process and make it as smooth as possible.

When buying your first home, it's an exciting but significant step that comes with numerous questions and decisions. The two most crucial questions are how much you can borrow and what your likely repayments will be. By having a broker negotiate finance on your behalf, you can save time, stress, and money. Whether you're still saving for your first home, considering utilizing the equity in your current property, or questioning if you have the best deal with your current lender, we can assist you.

Take advantage of our 20 clever calculators, including our borrowing power calculator, loan comparison calculator, and extra repayment calculator. These tools will provide you with an estimate of the amount you may be able to borrow and the likely repayments.

Our first priority is to understand your needs and desires. As your finance professionals, the better we get to know you, your financial circumstances, and long-term goals, the better equipped we are to help you. Once we agree on the right loan for you, we handle the application process, managing it on your behalf.

At Habitat Finance, we are committed to providing you with exceptional service and ensuring your financial success. Contact us today to see how we can assist you in achieving your goals.