Great Southern Bank 175 Maroondah Highway, Ringwood, Victoria 3134

Welcome to Great Southern Bank, located at Ringwood, Maroondah Highway, 175 in Australia. As a trusted banking institution, we offer a range of finance services and products to help you achieve your financial goals.

At Great Southern Bank, we understand the importance of saving, which is why we provide smart tools, features, and products to help you save your deposit faster. Whether you're a first-time homebuyer or saving for a major purchase, our innovative solutions can assist you in reaching your savings targets.

We also recognize that life can sometimes present challenging circumstances, such as financial hardship. If you're experiencing financial stress or difficulty in making payments, our dedicated team is here to help. We offer assistance programs tailored to your specific needs, ensuring you receive the support you require during tough times.

Additionally, we understand that vulnerability can arise from various situations, including family violence, financial or elder abuse, or mental illness. If you find yourself in these circumstances, we have options available to assist you in regaining financial stability and security.

In the unfortunate event of handling a deceased estate, we can provide guidance and support. Our knowledgeable staff can help you navigate the necessary steps, ensuring a smooth process during this challenging time.

Loans issued by Great Southern Bank, a business name of Credit Union Australia Ltd, provide flexible lending options. Our lending criteria, limits, conditions, and fees are designed to suit your individual needs. Applications for credit approval are subject to our assessment, and our rates are subject to change.

When it comes to loan repayment, we offer flexibility. Your loan contract will specify the minimum monthly repayment amount, and we can arrange for repayments on a weekly or fortnightly basis, depending on your preference and financial circumstances.

As part of our commitment to providing competitive rates, we offer discounts off the Basic Variable Reference Rate for eligible home loans. These discounts are available for new home loans with a minimum application amount or for switching or restructuring existing home loans. The interest rates and discounts vary depending on the loan purpose, repayment type, and Loan to Value Ratio (LVR).

Our aim is to assist you in achieving your homeownership dreams. We offer pre-approval services, allowing you to know the maximum amount you can borrow while searching for your dream property. Pre-approval provides you with confidence and certainty when negotiating and making an offer.

Furthermore, we want to help eligible Australians build or purchase a new home sooner. The Australian Government has introduced initiatives such as the First Home Guarantee, Family Home Guarantee, and Regional First Home Buyer Guarantee. These initiatives provide support to eligible individuals, making homeownership more accessible.

At Great Southern Bank, we strive to provide exceptional service and support to our customers. We are dedicated to helping you secure your financial future and achieve your dreams. Whether you need assistance with savings, loans, or navigating challenging circumstances, our experienced team is here to guide you every step of the way. Visit us today to discover how we can assist you on your financial journey.